I posted this in the debt forum before I realized there was a specific one for credit. Please delete the previous.
I received a reply from a DV I sent Nationwide Recovery Systems today. Their reply stated the following:
We are unable to locate the debtor/account by the information you provided. Please call our office at (xxx) or fax additional information to (xxx). Thank you.
Frogpatch stated this was a failure to validate, so where do I go from here? Do I submit a dispute with the CRAs or send another letter for deletion? By the way, I am a Texas resident, the creditor is also in Texas.
This is the first of a couple DVs I've sent out, so I'm completey new to this. ANY help is greatly appreciated it.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.