Holy cr@p I need some help!!! I have a judgement on my credit report from Palisades, and orginal debt is from AT&T. I do not disagree that I owe the money. I know that I do. Here is the problem. I have to pay off this judgement before my pending home loan is approved. I spent more then an hour on the phone yesterday trying to get to someone to pay this, but got no where. I was either led to voicemail boxes that were full, transffered and left on hold, or just straight hung up on.
Help!!! I don't know what to do! I am willing to fork over some serious cash, but no one will help me. Our home loan is dependant on me getting this paid and the judgement released.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.