date of first delinquency was 9/2003. Date major delinquency first reported was 3/2004. Date of last updated was was 12/2006 some one pleas explans what is "date of first delinquency" and "Date major delinquency first reported " and what is "Date of last updated " and in FL that is a bad debt? what is statue of limations in FL
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.