An attorney from John P Frye contacted my wife about a debt that they say I owe. Is it legal for them to contact my wife even though she had nothing to do with the debt? I don't even know how they got her number. I was not even married when I got the debt that they say that I owe. Can they do That? Is it legal practice? Does anybody know what I can do?
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.