OK I had a judgment against me from LVNV Funding and now I have to go to the payment hearing in September. I recently got approved for my SSDI,Which only took 2 months to get approved. I was on welfare before that. They can't make me pay or take my Social Security money can they? I heard I was income exempt. What do I do?
I do plan on declaring bankruptcy as soon as I find an attorney with either low fees or pro bono. I don't have to pay the court fees, I am exempt from that.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.