I originally posted in an existing thread but thought it might be better to start my own
Okay sent these guys a DV with return receipt and DC
about a week before they refused to take a payment from fiances acct as the last one )through there own fault) was declined. Tried to get my acct info which I refused. tried to make a payment by sending check "thats not good enough" Cashiers check "NO" wouldn't accept any of the proposed options.
Sent them a DV just to get calls to work stopped. So this week fiance' get a notice from them that they will be taking funds from here savings on the 20th. Hold one here they refused to do that week before. This was not an authorized transaction in anyway. and since there was no money there it didn't clear. So fiance' is off to bank with a copy of DV and the delivery confirmation notice and a recording of the conversation to prove it wasn't even verbally authorized. trying to get all the fees removed and such
Any thoughts? Suggestions? help?
also she does owe the money that isn't disputed but their methods and threats are uncalled for
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.