Help! Need advice Please! Urgent!
Some time ago I posted about how I had paid off one of the two payday loans. United cash loans have the accounts. I posted how the person handling the account was helpful. However, I'm really scared now. As I was unable to meet a verbal agreement to pay the second one, I explained to them in a phone conversation that it took all my financial resources to pay off the first debt. The second for around $380.00 I canÃ¢â‚¬â„¢t pay right now, I tried to offer like ten to twenty dollars and they said no, they needed minimum fifty, I could not do that.
Now I have not heard anything from them and itÃ¢â‚¬â„¢s been 4 weeks, no more phone calls no letters nothing. IÃ¢â‚¬â„¢m afraid they actually maybe trying to have me prosecuted or something. I have other debts that are in collection to but nothing like this.
** I have a more serious issue also, I am writing this for a friend, I told her about this website and explained that she should tell her story here.
Well, she is really, really scared. Her issue has to deal with a large bank here in California that she is overdrawn 800 dollars and the account (checking) has been closed. The account is now in collections and she told me that the collection agency contacted her one time only via the phone. She explained to me that she told the person at the agency that she could pay 50 dollars now and then 100 dollars every two weeks, well this agency did not like that and basically said to her that he would have to bring it to his manager and she should hear something back in a few days.
She has not heard anything for three weeks, and is really scared that they (agency or bank) maybe trying to file a complaint with DA. She said the agency said this is bank fraud and she will be arrested and all and now she is really freaking out. I told her I would write this letter for her. Please help!