It is a well known fact that you could make hard inquiries disappear by pulling your report everyday with this product.Transunion is doing something with their software to cause this previously bumped inquiries to reappear.They are allowed to remain two years from date of pull if pull was legal to start with.I have not been affected by this yet& I am asking anyone who has the service to keep a heads up to prevent suprises.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.