After a discharge notification is received from the court, is that it? I was told that although the discharge had been granted, the trustee had yet to file a determination of assets.
This obviously got me wondering if the trustee will notify me months down the road that I have to pay something. My attorney sent me a letter saying everything was done, thanks for your business, blah, blah, but I just want to know that this humiliating experience is absolutely behind me now. I don't want to be blind-sided in the future.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.