Thats all I need to come up for the lawyers fee and file. I will have it by next week. I did not realize it would cost so much to file Chp 7 $2500, I am in N. CA. The scary part will be the court appearances, YIKES! The pre-counseling session went over ALL that I owed and I owe more than 2x what we make in 1 year. I feel SOOOO irresponsible and more. I have learned a VERY expensive lesson, CASH IS KING from now on!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.