I have 2 judgments already issued and a 3rd in the process. One is for a car loan which car was repossessed and the other is for a credit card. The pending judgment is for medical bills. I reside in NY and I am wondering if bankruptcy will clear these judgments or not? I am aware if I file fast enough I can stop the 3rd but since I'm using legal aid it won't be fast enough so this 3rd judgment might be ordered as well.
Can and or will all these judgments be erased with the bankruptcy or not? And or is there a way to have them cleared with bankruptcy?
My income is my disability and with 2 dependents I receive help from social services to live. Any advice, appreciated.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.