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Does anyone know if credit inquires will fall off my credit report after my Chapter 7 has been discharged? I have like 51 from 2007 because of a "BOGUS" realestate company.

Credit inquiries will fall of your credit report 2 years from the date they were put on. Since you said they were"BOGUS" inquiries, I'm not sure if they can be taken off if they were disputed.

Sub: #1 posted on Sat, 08/16/2008 - 22:54

m.lm1947 m.lm1947

(Posts: 153 | Credits: 14.26)

I do think that I've read on here that you can dispute inquiries as not being authorized. I'm not positive though . . .

Sub: #2 posted on Sun, 08/17/2008 - 03:17

alias1958 alias1958

(Posts: 1230 | Credits: 79.88)

Unauthorized inquires can be removed. They have to have a legitmate purpose to pull your report and if they did not, you can dispute them.

Sub: #3 posted on Sun, 08/17/2008 - 09:04

Moderators Cum Industry Expert
(Posts: 17214 | Credits: 4746.7)

How can you prove that they were unauthorized inquiries? I have a couple on my credit report, what do I need to do?

Sub: #4 posted on Sun, 08/17/2008 - 09:52

ladybug ladybug

(Posts: 2757 | Credits: 282.45)

write the CRA (or dispute them online if you prefer) and they may (or may not) be removed. The inquiries that I have disputed have all come off, no problem.

Sub: #5 posted on Wed, 08/20/2008 - 02:42

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.12)

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