member profile picture

Does anyone know if credit inquires will fall off my credit report after my Chapter 7 has been discharged? I have like 51 from 2007 because of a "BOGUS" realestate company.




Credit inquiries will fall of your credit report 2 years from the date they were put on. Since you said they were"BOGUS" inquiries, I'm not sure if they can be taken off if they were disputed.

Sub: #1 posted on Sat, 08/16/2008 - 10:24

m.lm1947 m.lm1947

(Posts: 154 | Credits: 14.26)

I do think that I've read on here that you can dispute inquiries as not being authorized. I'm not positive though . . .

Sub: #2 posted on Sat, 08/16/2008 - 14:47

alias1958 alias1958

(Posts: 1230 | Credits: 79.88)

Unauthorized inquires can be removed. They have to have a legitmate purpose to pull your report and if they did not, you can dispute them.

Sub: #3 posted on Sat, 08/16/2008 - 20:34

SOAPLADY SOAPLADY
Moderators Cum Industry Expert
(Posts: 17208 | Credits: 4746.03)

How can you prove that they were unauthorized inquiries? I have a couple on my credit report, what do I need to do?

Sub: #4 posted on Sat, 08/16/2008 - 21:22

ladybug ladybug

(Posts: 2757 | Credits: 282.44)

write the CRA (or dispute them online if you prefer) and they may (or may not) be removed. The inquiries that I have disputed have all come off, no problem.

Sub: #5 posted on Tue, 08/19/2008 - 14:12

smo65d11 smo65d11

(Posts: 1468 | Credits: 133.11)

Attachment
More information
  • Files must be less than 1.25 GB.
  • Allowed file types: txt pdf jpg jpeg png.
Post as a guest
CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA
Post as a member

Share post

Page loaded in 1.485 seconds.