My wife and I have about $40000 in unsecured debt, we are at a point where we need to file bankruptcy and have been told that by a credit counselor. The problem is my wife owns half of her grandmothers home and we've been told that the courts would take the house. Her grandmother still lives in the house. Is it possible for me to file bankruptcy on my own without her on it? We've even talked about possibly getting divorced so that I could file bankruptcy and she would not lose her grandmothers home. We are desperate at this point. If anyone could give me some help with this it would be very appreciated. Also, we might want to give up one of our cars in the bankruptcy, would we owe the difference if we do or would that be discharged with the bankruptcy?
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