i had a very bad month in july. I am late on all my bills. And to top it off, I have paid almost 1500 in overdraftfees!!!!!!!!!!! I found some great info on this board regarding who to contact in getting them reversed. But should i write a letter to the ceo of Bankof america, or call the Exectuive Customer relations line first ? Also what should i say to plead my case? thanks in advance
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.