Debt Consolidation Forums Credit Repair, Credit Score and Credit Report forums
bad settlement company has ruined my credit
Wed, 10/19/2005 06:34
1. would it be best for me to order a copy of my credit report to get started?
2. i see "charged off" in a lot of these posts - what does that mean?
suddenly, i had $11,000 in credit card debt. i was not delinquent on any account but wanted to get ahold of the situation. three years ago i (ignorantly) signed up with a settlement company- ji financial. they sold me to fornia, luftman and heck. this has turned out to be a very bad decision. i have paid $200 every month for the last three years and they settled one account - not even the largest.
i have decided to take my head out of the sand now but i need some guidance. i have terminated my agreement with that company but i am not sure what to do next...