im in serious debt problems and ive tried everything to lower repayments some of the creditors have been brilliant but the ones i try my hrdest to lower just shout abuse at me. im really scared about going to court and me and my partner are getting so stressed and upset as our income is low and we just cant do it. ive never been to court before could someone please help me. i cant get a loan or sell anything as i have nothing.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.