I need a dmp FAST!!! Can you recommend a reputable and successful company that has a DMP?
I have $21K in CC debt and $53K in loans. I am not currently past due on any of my accounts, but I cannot keep this up. I am drowning in debt - most incurred from medical bills and trying to support family members who in hind sight, should have been taking care of themselves. But I want to look to the future. I just got a new job and will be on probation for another 9 months. Also, I now have a husband, and 2 kids of my own. At this point every penny I earn goes to debt and every month I am going into my overdraft. It is a horrible and STRESSFUL vicious cycle that I want to stop right now. My kids are young and I am 30 yrs old. I want to be rid of this as soon as possible, start rebuilding my credit and be able to make a better future for my children.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.