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Special Announcement: Ellis Crosby and Associates are not following fdcpa so if you are getting phone calls from their agents, please handle with care. Signup for free counseling and handle all problems associated with Ellis Crosby and Associates smoothly.

I had gotten some payday loans, and i was unable to repay them as quickly as the loan companys would like. The intrest rate is 600% or more!
Ellis and Crosby says they are lawyers ( when they are just a collection agency) and they have been threatning to pick me up within an hour, if i cant pay right away. ELLIS and Crosby thinks i am a HABITUAL offender because the loan comapnys are screwing me. But what they dont realize is that these loan companys are charging extra if you dont pay ontime. My orginal amount was $200, Ellis and Crosby racked it up to $560, just so they could file a suit aginst me. Its like they are doing it on purpose. GOOD THING I WORK FOR A LAWYER, and i have been informed. :roll:
Ellis and Crosby has threatned to make me loose my job, and talk to my boss about it. In texas they cannot garnish wages without a court order. And they have totally violated a law.

My queries are: Just how much can a company legally require to let an insurance plan holder out of his auto insurance?How much does your agency charge when an individual wishes to stop and how much pressure can you use to maintain them?What are some suggestions or something like that we can say if our client has many months still left on his current automobile insurance policy? Undoubtedly, we are not going to wait until his renewal comes due every time.

Sub: #1 posted on Sun, 11/28/2010 - 08:38


And by superb, I mainly mean really good to deal with if you happen to need to make use of your policy". The premiums might depend on a lot of elements, that it's not likely even worth inquiring here.
I'm estimating health care insurance in the Jacksonville area is quite a bit more
Anyway, appreciate your options.

Sub: #2 posted on Sun, 11/21/2010 - 20:26


So what do I do? I want to send them a letter to have them stop calling my job, but I have no contact information for them.

Sub: #3 posted on Sat, 04/03/2010 - 20:49


I wouldnt bother.....debts are civil, not criminal....they are scamming you

Sub: #4 posted on Sat, 04/03/2010 - 19:49

Moderators Cum Industry Expert
(Posts: 17210 | Credits: 4746.28)

I had the same situation, someone called me stating they were MR. Ellis (however they did not speak very good English) they called me at WORK and proceeded to threaten without even telling me why, the just stated they were calling from California and I had a criminal case against me, that they would get me fired from my job and the police will pick me up on Monday. I tried to ask questions and this person just yelled at me and then he said if you have to speak to me call me at 805 number which turned out to be an invalid number.
I really want to contact them and there is no way of finding a number for them.
Does anyone have a valid number for this company? Or does anyone know of a way to get it?

Sub: #5 posted on Sat, 04/03/2010 - 19:43


I just recieved a phone call where the online payday loan collection specialist is stating that he will be calling my Director. Can he really do that? I just spoke to him on the 2nd and I explained that I could only pay $30 per month since I get paid monthly. He refuses to even hear my plea. What do I do? In much despair.

Sub: #6 posted on Fri, 02/05/2010 - 20:36


would they be able to take my money out of my account...and leave me with no money for rent??? or would they garnish my wages first?? I called them today and was supposed to speak with a receptionist but all i heard was some weird voice for a sec and then a beep and that was silence. im worried if i should close out my account and put my money in a friends account for a while.

Sub: #7 posted on Sat, 07/19/2008 - 05:46


I haven't received a call from 866-489-0979. I receive an occassional email from Shawn Wiggins requesting that I call the number. An old email address is the only way they have to contact me so I just ignore them. Right now, I have another collection agency (Professional Recovery ) calling and harrassing me about payment of a payday loan from Fast Cash. This particular collection agency called me at work and apparently pulled my credit report and was quoting some of the things that I have on my report. She told me that I needed to call them back by Friday to clear up the situation. Needless to say, I told her that they are not allowed to call my place of business, I have not made any effort to call and I do not answer calls from unidentified callers.

Sub: #8 posted on Tue, 10/09/2007 - 22:08


everyone who is getting this call should really call jim feagle. my husband and i did. He needs all the information he can get to file this suit. we dont want money from the settlement, we just want this crap to stop. we have more stuff to worry about than just answering phone calls and arguing with don jackson and vin diesel. LOL so please give him a call. he lives in decatur georgia and can use all the help he can get.

Sub: #9 posted on Sat, 03/24/2007 - 00:47


I am an attorney in Decatur,Georgia (near Atlanta). I have a client who contacted me about threats to prosecute her on some unpaid outstanding payday loans. A foreigner called her from 813-322-3459. I am looking for other people in Georgia or preferably in the Metro Atlanta Area who have had problems with this company and would be willing to talk to me or potentially act as a similar transaction witness in the lawsuit I intend to file for violating the Federal Fair Debt Collection Practices Act. Your help in rooting out this problematic company is appreciated.

Sub: #10 posted on Sun, 09/10/2006 - 19:24


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