previouse question:I recently posted a question.."Would you be able to help with Short term cash loans.(payday loans) I.E quickpayday, fast cash services ?" I apolgize for not making myself more clear..My question is if you have short term loan debt to pay off from one of the above places, does your program help to pay off those types of debt as well?
reply:Hi It is nice to meet you over the forums.
We studied your query well. Now we must inform you, that a debt consolidation program consolidates all type of debts. It will help you to get rid of debts much faster as you will be paying affordable monthly payments, which will be modified, according to your needs.
NEW QUESTION: Hello Peter, thankyou for your response. I have another question regarding the short term loans I was asking about. They are currently not in the collection stage, but I would still like to get rid of them and put them under this program. Currently, the payments that I pay to these places are taken directly out of my bank account (electronic transaction) If i enroll in the program, will they stop taking out of my account? If so, how can i assure that? also do you help with back, unpade taxes? Thankyou so very much for your service and responses!!
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.