I am at work. My husband calls me and says that UPS tried to deliver a package but I wasn't there to sign for it. I called UPS with the tracking # and they say that it is from Wolpoff & Abramson. I have a credit counseling session scheduled for June 26 that I have to take before I can proceed with filing Bankruptcy. I have looked this company up on the internet, and it doesn't look too good. Any advice from you debt gurus out there?
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.