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Debt Consolidation Forums Student Loans and Education Debt

Student loans, Allied Interstate, etc.



Sub: Student loans, Allied Interstate, etc.
Sun, 17/07/2011 17:24

Alright, so I've gotten myself in deep trouble with my student loans.
They are in default and are being handled now by Allied Interstate. I
have been ignoring the problem and am forcing myself now to sit down
and deal with it, but I don't know where to start.
Allied has called
one of my employers multiple times and most recently has told my
employer that they will be garnishing my wages. Is this legal? They
have not sent me anything about this, I had to hear it from my
employer.
I just need to know what I should do first. Call Allied? I don't know what to say. Can anyone help?



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Sub: #1 Sorry, but your attorney is DEAD wrong. Collection agencies canSun, 07/17/2011 - 17:24



Sorry, but your attorney is DEAD wrong. Collection agencies can garnish for federal loans under Administrative Wage Garnishment...it is authorized by congress http://www2.ed.gov/ offices/OSFAP/DCS/awg.html

No court order required, wages can be garnished in ALL 50 states including Texas. Maybe your attorney should research before he gives out advice.

I will accept your apology now.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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Sub: #2 Collection company cannot tell employer businessSun, 07/17/2011 - 17:16



I am in Texas. i have talked to my lawyer in Fort WOrth. He handles debt collections. a debt collection company CANNOT tell your employer that they are garnishing an emplyees wages, this is a violation . Even if a debt collection company is trying to collect a student loan, they cannot break the law themslves. whoever writes for this'ask an expert ". site is wrong to say a collection company can get by with this. There is no statute of limitations on a student loan, but the collection agency cannot break a law themselves. they are telling someone else your business, and that is breaking the law. Even if it is a student loan. Get your self an attorney. if you are in this position, do not listen to who ever writes for this website. Go teh website of Budd Hibbs in fort Worth Texs. He helps people with debt problems. he wroks with attoryney Jerry Jarzombeck. Allied Interstate is a scuzz bucket agency that has been sued for illegal tactics. Just becuse they collect student loans does not make them exempt from state and federal laws involving debt collections doing illegal tactics..


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Sub: #3 Are you rehabbing or consolidating?Thu, 11/05/2009 - 12:04



Are you rehabbing or consolidating?

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #4 I've just started dealing with A.I. and it's hard to get a legitThu, 11/05/2009 - 11:23



I've just started dealing with A.I. and it's hard to get a legitimate person on the phone. I have to give so many different people my SS# and have to wait for a callback other than that A.I. is working to get my loans out of default and i will be returning to school in January. A victory report!!!!


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Posts: 17109
Credits: 377628.33840875 Send message to SOAPLADY

Sub: #5 As long as you are paying more than the monthly interest chargesMon, 11/02/2009 - 19:58



As long as you are paying more than the monthly interest charges, your balance will go down..simple math.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #6 student loanMon, 11/02/2009 - 12:27



it seems the more you pay the amount never decreases.....


Unregistered

Sub: #7 WV, Thanks soap lady! I was able to rehab and negotiate two mTue, 10/13/2009 - 15:20



WV,

Thanks soap lady! I was able to rehab and negotiate two monthly payments of $300, then my monthly payment will go down to $120. Your advice is greatly appreciated by me and everyone else who visits this forum.


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Debt Samaritan
Posts: 17109
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Sub: #8 There is no set payments on student loans...when you default youTue, 10/13/2009 - 04:50



There is no set payments on student loans...when you default your entire balance is accelerated and becomes due in full immediately.

You might wasnt to look at rehabbing or consolidating. Read the stickies at the top of this forum.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #9 How much would my monthly payments be to Allied Interstate on a Mon, 10/12/2009 - 18:00



How much would my monthly payments be to Allied Interstate on a $12K defaulted federal student loan? My monthly income after taxes is around $2800.


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Debt Samaritan
Posts: 17109
Credits: 377628.33840875 Send message to SOAPLADY

Sub: #10 Student loan negotiation is always done over the phone...they wiWed, 04/01/2009 - 14:41



Student loan negotiation is always done over the phone...they will not negotiate via the mail.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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