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Best companies for payday loan consolidation


What are the highest rated companies for payday loan debt consolidation?


Sub: #1 Consolidating payday loans should be your very last option. Have
Wed, 07/18/2012 - 02:53

Consolidating payday loans should be your very last option. Have you done your research and found out which of your lenders are legal and licensed to operate in your state?

We can be of some help if you list out the names of your lenders, the state you live in, the amount you borrowed and the amount you have already repaid.


Sub: #2 I live in Illinois and my husband has 6 pay day loans/installmen
Fri, 07/27/2012 - 18:00

I live in Illinois and my husband has 6 pay day loans/installment loands and I have 3 with One Click Cash, Check N Go, Ameriloan, Everest, Castle Payday, East Side Lenders, Cash Yes, Zip19, and Cash Store.

Are these legal in Illinois?


Debt Samaritan
Posts: 5256
Credits: 83044.746477606

Sub: #3 One Click Cash - ILLEGAL Ameriloan - ILLEGAL Everest - ILLEGAL
Mon, 07/30/2012 - 09:16

One Click Cash - ILLEGAL
Ameriloan - ILLEGAL
Everest - ILLEGAL
Castle Payday - ILLEGAL
East Side Lenders - ILLEGAL
Cash Yes - ILLEGAL

Cash Store - Is this the installment loan?
Check N Go - Legal/Licensed.

Follow the advice in my signature link for the illegal lenders.

How to Deal with Unlicensed/Illegal Payday Lenders - Step by Step Instructions

I am not an attorney. I am not offering legal advice. The information and ideas I share are my opinion only and do not necessarily reflect the opinion(s) of the owners of this website.


Sub: #4 debt management
Wed, 08/01/2012 - 07:32

i tried a debt consolidation company called relief llc and they almost scammed me said they would not do anything until month 3 once i gave them almost a 1000 dollars by them that will just be interest fees anyway.
i tried a debt management company where i could control my saving and what my lenders will receive as payment and i set my own budget to pay on my terms
they verified my lenders and sent out all the formal complaints to dispute my debt and valid legit lenders

try link removed per Terms of Service they have no monthly fees and i started with a partial payment

Maximum Loan Amount: Lesser of $1000 or 25% of borrower???s gross monthly income.
Maximum Finance Charges: $15.50 per $100
State Licensed Online Lenders:,,,
Licensing Requirements: Online lenders must be licensed in Illinois.

Sorry - solicitation is against the Terms of Service. ~OG


Sub: #5 what bbb means not always a good thing
Wed, 08/01/2012 - 07:54

BBB Accreditation
A BBB Accredited Business
BBB has determined that ____________ meets BBB accreditation standards, which include a commitment to make a good faith effort to resolve any consumer complaints.
BBB Accredited Businesses pay a fee for accreditation
]review/monitoring and for support of BBB services to the public.
BBB accreditation does not mean that the business' products or services have been evaluated or endorsed by BBB, or that BBB has made a determination as to the business' product quality or competency in performing services.

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