I have 6 charge offs on my credit report. Everything else on the report is listed current. I figure as I have some extra money I should try to settle those 6 accounts first and then go after the rest of my debt. My question is does anyone know the "typical" settlement amount for the following creditors?
Spring Leaf (former American General) HSBC (Financial Recovery Services C.A.) Cap One Credit Card (Client Services C.A.) Law office of Joe Pezzuto (they purchased my cap one loan) BOA (still with BOA, hired a C.A.- I disputed and the C.A. dropped it) Prosper (they have never tried to collect but shows on my credit report)
I am currently on a payment plan with the first four companies. I am not paying anything to BOA and Prosper currently.
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