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No Longer Responsible





Sub: No Longer Responsible
Thu, 02/04/2009 11:48

Looking for some help and hopefully someone here can help me. I am in the process of a separation from my spouse and this has been going on for over one year. I am being told by my lawyer that I need to publish in the local a newspaper in the classifieds a letter stating that I am no longer responsible for this persons debts. Anyone have any idea on where I can get a sample letter? My spouse has been going to payday loan stores and taking out loans for $800 and then she closes her checking account before they cash her check or else she reports the check she has written as being stolen and there is about $4000 dollars of these out there. She also has taken out loans for 2500 and 1200 from Cash Call and Think Cash and has never made a payment. I need to protect myself and my two daughters from getting snarled in this mess.



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Sub: #1 I work at a small newspaper office and yes we do run these type Thu, 04/02/2009 - 11:48



I work at a small newspaper office and yes we do run these type of ads all the time. However I am not sure what good it really does. I don't know that there are any legality's to it at all


smo65d11
smo65d11

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Sub: #2 you say you are in the process of??seperation ... have you filTue, 03/31/2009 - 11:11



you say you are in the process of??seperation ... have you filed for an actual divorce?


SOAPLADY
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Sub: #3 These are usually in the legal section of the classified ads.Tue, 03/31/2009 - 11:02



These are usually in the legal section of the classified ads.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


Unregistered

Sub: #4 publish debt responsibilityTue, 03/31/2009 - 10:10



Is divorce/separation the only reason someone publishes this? I have seen this many times in our newspaper.


good.nelly
good.nelly


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Sub: #5 hey even Im not aware of these ads :( You are only responsiblWed, 12/12/2007 - 23:33



hey even Im not aware of these ads :(

You are only responsible for the debts that you and your wife had taken jointly ......the money she is taking after you both filed for divorce is none of your concern.

Take care
Nelly


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LCW
LCW

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Sub: #6 I have never seen these kind of ads here in Illinois, But I do rWed, 12/12/2007 - 06:25



I have never seen these kind of ads here in Illinois, But I do remember seeing them when I lived in New Mexico.

Experience is something you don't get until just after you need it.


DebtCruncher
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Sub: #7 I would think the fact that your signature is not on those debtsMon, 12/10/2007 - 20:57



I would think the fact that your signature is not on those debts would be proof enough. Unless you live in a community property state.

I've just never seen or heard of these ads before.


LCW
LCW

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Sub: #8 ummm what exactly are you paying your lawyer to do if he's telliMon, 12/10/2007 - 20:53



ummm what exactly are you paying your lawyer to do if he's telling you run legal notices in the paper, but not telling you how to do it? Hell I would think he would write it out for yousoo it s ready to send to the paper(s) for publication.

Experience is something you don't get until just after you need it.


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Sub: #9 my town has a service called daily report that is actually cheapSun, 12/09/2007 - 00:31



my town has a service called daily report that is actually cheaper than newspaper ads--


Bossy4455
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Sub: #10 My brother had to do this too- he just put: As of this date of Tue, 12/04/2007 - 08:40



My brother had to do this too- he just put: As of this date of xxx, I, xxx, am no longer responsible for any debts that are not my own, or of my making. Your attorney can advise you too, as to what to state. Our state just requires the info like my brother did--good luck..karen

As long as you are alive, there's always hope


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