Debtconsolidationcare: Internet's first get-out-of-debt community
473,117 members

Internet's first get-out-of-debt community 515,892 members


Debt Consolidation Forums Debt Consolidation and Debt Settlement

How can I get out of the mess created by Freedom Debt Relief?





Sub: How can I get out of the mess created by Freedom Debt Relief?
Thu, 11/10/2012 12:37

Hi I have signed with Freedom debt relief and I just had them settle with one of my creditors to keep them from suing me. Now I pay more to the Law firm and my Original amount owed was 4900.00 now with the settlement it is 6900.00 that is just one of my accounts, the rest haven't even been contacted that I am in this program. What a crazy rip-off does anyone know how to get out of the mess they have created for me, should I file bankruptcy or should I ride it out with them??

Ps I thought they could help me and when I started I was close to being behind in payments, but not yet, now it has ballooned into a huge mess.



Top menu: 
Debt Settlement
Article Rating: 
Unregistered

Sub: #1 Big fat liar 2 freedom financialThu, 10/11/2012 - 12:37



You guys at freedom financial should do everyone a favor an close up shop you are not wanted with your big scams and lies .Freedom Financial should be ashamed of them selves for ripping off hard working Americans.Everything about this company is a scam .YEAH RIGHT EVERYBODY CAN GET OUT OF DEBT IN THREE YEARS.WITH NEW DEBTS AND LEGAL ACTION AGAINST YOU AND TAXES ON THE NEGOTIION THEY GOT YOU.Wish i never heard of this company. I WANT MY 2000 BACK.FREEDOM FINANCIAL GO TO HELL WHERE YOU BELONG


Unregistered

Sub: #2 freedom financial scammersThu, 10/11/2012 - 12:27



Freedom financial is a big scam they do not help all they care about is getting money out of you. they come up with one big lie after the next. do not trust them.


Unregistered

Sub: #3 Happy Freedom CustomersThu, 06/23/2011 - 12:03



We have been with Freedom Debt Relief for over three years now and are waiting for our last of twelve cards to get resolved. We could not of ever taken this journey without them. Yes it was hard and yes we got a lot of collection calls and even was sued by one of our companies a year into our journey. However if you realize that it will take time and follow the program you will have success. They helped us send an answer to the court when we were sued and helped negotiate a settlement with the law firm. Anyone who thinks that getting out of debt should be an easy process has not taken ownership of their situation. We say all the time that Freedom is designed to teach you to live within your means so that you won't find yourself in this situation again. Thank you to every helpful person at Freedom.


Unregistered

Sub: #4 [QUOTE] FDRvictim Posts: n/a Credits: 42,527 Thu, 05/26/2011 - 11:03



[QUOTE] FDRvictim

Posts: n/a
Credits: 42,527



Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/sho wpost.php?p=867..."]97[/URL] my story with Freedom Debt Relief
Replied on 05-19-2011, 12:31 PM
[URL="http://www.debtconsolidationcare.com/forums/../forums/new reply.php?do=ne..."][/URL]


Please give me your phone number because have I got a story for you. I joined Debt Freedom Debt Relief a year ago. I had 5 creditors enrolled in the program. Guess how many accounts they settled in 1 year . . . 1 account for $800. My monthly draw was $602.00! Please tell me where my money went? I know, it went to pay all the thousands of people to answer your phones in less than 5 minutes. I called many times about the inaction on my accounts to no avail. I had neighbors harrassed by phone calls from my creditors and I also received a summons! I called about the summons and they email me paperwork on how to answer the summons! This is what I was paying for. Don't fall for their wonderful story of debt relief, all they do is wait it out while you are harassed with phone calls, people knocking on your door, calling your relatives and neighbors. I did everything they told me to do and they settled one account. The smallest account I had with them. Don't fall for it. I got out and the day I stopped payment on the auto withdrawal, I settled 3 accounts. [/QUOTE]
First of all I would encourage anyone posting on a blog site not to divulge any personal information like a phone number. As far as our program at Freedom Debt Relief, we have helped 90,000 clients and settled over 1 billion dollars in debt, so I can confidently say we are doing something right. I assure you that our service department is here to provide just that, service. If you have any specific questions why an account was settled over another one or at anytime you want to know the status of any account please do not hesitate to call us. Unfortunately, many people do not get into debt overnight and we cannot resolve it that fast either. But we do work diligently in our clients corner to help them through this process.


Unregistered

Sub: #5 [QUOTE] skdp Posts: n/a CreMon, 05/23/2011 - 08:37



[QUOTE]
skdp

Posts: n/a
Credits: 42,436



Sub: #[URL="http://www.debtconsolidationcare.com/forums/../forums/sho wpost.php?p=851..."]96[/URL] freedom debt relief mess
Replied on 04-30-2011, 11:20 AM
[URL="http://www.debtconsolidationcare.com/forums/../forums/new reply.php?do=ne..."][/URL]


we have been with FDR for almost 2 years they have taken close to $12,000 from us. and has paid off one dept of $1,800. we are now being sued by a company so we called FDR and they said they can't help us with this company. even tho we listed them 2 years ago with them. now that they are suing us we are on our own. can we get any money back that we have paid FDR if we Quit them? this is a mess and I'm so sick about this. Shirley


[/QUOTE]Without being able to pull up your program and review all of your enrolled accounts it is difficult to be specific regarding your situation and we would love to be able to clarify and help you out as much as we can. Your debt settlement program is specifically designed for people who can no longer make monthly payments on their accounts. Although legal action does not happen often, the debt settlement company cannot prevent legal action by creditors. This does not mean we stop working for you when it happens. FDR will continue to negotiate on accounts and at times it helps bring the creditor and us to a negotiated settlement for our clients to avoid judgment and garnishment. If a direct settlement is not possible, we will guide you through the process. For further questions or review of your specific situation call customer service as there is a specific team available to assist you with these issues.


Unregistered

Sub: #6 my story with Freedom Debt ReliefThu, 05/19/2011 - 13:31



Please give me your phone number because have I got a story for you. I joined Debt Freedom Debt Relief a year ago. I had 5 creditors enrolled in the program. Guess how many accounts they settled in 1 year . . . 1 account for $800. My monthly draw was $602.00! Please tell me where my money went? I know, it went to pay all the thousands of people to answer your phones in less than 5 minutes. I called many times about the inaction on my accounts to no avail. I had neighbors harrassed by phone calls from my creditors and I also received a summons! I called about the summons and they email me paperwork on how to answer the summons! This is what I was paying for. Don't fall for their wonderful story of debt relief, all they do is wait it out while you are harassed with phone calls, people knocking on your door, calling your relatives and neighbors. I did everything they told me to do and they settled one account. The smallest account I had with them. Don't fall for it. I got out and the day I stopped payment on the auto withdrawal, I settled 3 accounts.


Unregistered

Sub: #7 freedom debt relief messSat, 04/30/2011 - 12:20



we have been with FDR for almost 2 years they have taken close to $12,000 from us. and has paid off one dept of $1,800. we are now being sued by a company so we called FDR and they said they can't help us with this company. even tho we listed them 2 years ago with them. now that they are suing us we are on our own. can we get any money back that we have paid FDR if we Quit them? this is a mess and I'm so sick about this. Shirley


Unregistered

Sub: #8 [QUOTE]Unregistered Posts: [URL="http://www.debtconsolidationMon, 04/04/2011 - 09:11



[QUOTE]Unregistered

Posts: [URL="http://www.debtconsolidationcare.com/forums/search.php?do =finduser&u="]n/a[/URL]
Credits: 40,540
[[URL="http://www.debtconsolidationcare.com/forums/credits.php?d o=banking&u="]Check[/URL]]


Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php? p=807537&postco..."]87[/URL] Lies of FDR...all LIES!
Replied on 02-27-2011, 10:58 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php? do=newreply&p=8..."][/URL]

[COLOR=#000][/COLOR]
I am a current client with Freedom Debt Relief, and have been since Aug of 2007. We have given your company 27K dollars to settle our debts. Month after month paid 1K towards our settlements, only now 3 years into it to realize your company has not heald up it's end of the bargain! We almost lost our home due to the enormous amount of money we in good faith gave you to settle our debts. AND what did you do? Pocket it! Only 10K of debt has been settled, I have 2 remaining accounts, one that you let DOUBLE itself to a whopping 36K dollars!! And now my husband and I are being told that we are to continue to keep paying your company until 4/2012. In which time we will have paid you 43K dollars for an original enrolled debt of 48K!
This is not half as was advertised, this is not anything even close! Your Director of Customer Service has no class, he actually laughed and told me that his draft of over 1000 dollars amonth had nothing to do with us almost losing our home. Plus he can not add, has no explanation for the numbers and the 9K plus missing? Oh and by the way I can not print the FDR client portal information of my accounts...so I took pictures of the screen. Why? Why can not print my own information, or why do not gewt monthly mailed statements? Perhaps the reason is simple...so no one can see the FRAUD YOU ARE COMMITTING!!! DO NOT SIGN UP WITH THIS COMPANY[LEFT][LEFT]Unregistered

Posts: [URL="http://www.debtconsolidationcare.com/forums/search.php?do =finduser&u="]n/a[/URL]
Credits: 40,540
[[URL="http://www.debtconsolidationcare.com/forums/credits.php?d o=banking&u="]Check[/URL]]


Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php? p=807538&postco..."]88[/URL] Liars and thieves!
Replied on 02-27-2011, 11:02 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php? do=newreply&p=8..."][/URL]

[COLOR=#000][/COLOR]
I wholeheartedly agree...they are making millions off of us. They are currently being sued by their clients enrolled from 2004-2010. They are being investigated by Attorney General of NY, and they settled in 2008 for a million dollars...NOT BECAUSE THEY ARE INNOCENT!! DO NOT SIGN ANYTHING FROM THESE PEOPLE! SHAME ON YOU BRAD STROH AND ANDREW HOUSER...STANFORD?! ALUMNI SHOULD BE ASHAMED!






[RIGHT][/RIGHT]

[/LEFT]
[/LEFT]

[LEFT][LEFT]Unregistered

Posts: [URL="http://www.debtconsolidationcare.com/forums/search.php?do =finduser&u="]n/a[/URL]
Credits: 40,540
[[URL="http://www.debtconsolidationcare.com/forums/credits.php?d o=banking&u="]Check[/URL]]


Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php? p=807542&postco..."]89[/URL] Liars!
Replied on 02-27-2011, 11:09 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php? do=newreply&p=8..."][/URL]

[COLOR=#000][/COLOR]
Seriously what a bunch of crap! You KNOW what you are doing to people. You are not sorry...The Customer Service is a joke! The Director is an arrogant, obnoxious, idiot who talks "down" to you, in order to help you understand what they have done. The ONLY BIG PROBLEM is it DOES NOT make any sense becuase it is manufactured numbers and LIES!!!! So the continuous run around and BS gets really old. I imagine it is pretty difficult to say"Hey, we are robbing you blind, don't care at all about you, are squeezing you for every dime, and then we will toss you to the other waiting wolves" Yep that is what they would have to say...IF THEY TOLD THE TRUTH!!! DO NOT BELEIVE ANYTHING THIS COMPANY SAYS! THey oiperated under other names, change addresses, and are theives! Shame, shame on you!






[RIGHT][/RIGHT]

[/LEFT]
[/LEFT]

[LEFT][LEFT]Unregistered

Posts: [URL="http://www.debtconsolidationcare.com/forums/search.php?do =finduser&u="]n/a[/URL]
Credits: 40,540
[[URL="http://www.debtconsolidationcare.com/forums/credits.php?d o=banking&u="]Check[/URL]]


Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php? p=807545&postco..."]90[/URL] Liars!
Replied on 02-27-2011, 11:15 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php? do=newreply&p=8..."][/URL]

[COLOR=#000][/COLOR]
Yeah because they are Sales Driven Company! They make money by getting you to sign away your miserable life with them. It is a total misnomer" Freedom Debt Relief", should be called "SUCK YOU DRY" for the vampires they really are....


NEVER EVER SIGN UP WITH THESE PEOPLE, IT IS NOT ONE CUSTOMER, IT IS ALL>>>CLASS ACTION LAWSUIT CURRENTLY HAPPENING!!






[RIGHT][/RIGHT]

[/LEFT]
[/LEFT]

[LEFT][LEFT]Unregistered

Posts: [URL="http://www.debtconsolidationcare.com/forums/search.php?do =finduser&u="]n/a[/URL]
Credits: 40,540
[[URL="http://www.debtconsolidationcare.com/forums/credits.php?d o=banking&u="]Check[/URL]]


Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php? p=807549&postco..."]91[/URL] LIARS and THIEVES
Replied on 02-27-2011, 11:20 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php? do=newreply&p=8..."][/URL]

[COLOR=#000][/COLOR]
You got it! 100% RIGHT!
I have contacted the BBB, the attomeny general of CA, NJ, NY, and the FTC. Also the counsel for the lawsuit...make sure you get yourselves put on the TRIAL LIST like we did!
LIARS AND THIEVES, committing fraud, screwing people, heartless, arrogant scum!






[RIGHT][/RIGHT]

[/LEFT]
[/LEFT]

[LEFT][LEFT]Liars

Posts: [URL="http://www.debtconsolidationcare.com/forums/search.php?do =finduser&u="]n/a[/URL]
Credits: 40,540
[[URL="http://www.debtconsolidationcare.com/forums/credits.php?d o=banking&u="]Check[/URL]]


Sub: #[URL="http://www.debtconsolidationcare.com/forums/showpost.php? p=807550&postco..."]92[/URL]
Replied on 02-27-2011, 11:23 AM
[URL="http://www.debtconsolidationcare.com/forums/newreply.php? do=newreply&p=8..."][/URL]

[COLOR=#000][/COLOR]
"Oh my" FDR you really are laughable...posting BS again we can all see.







[/LEFT]
[/LEFT]

[/QUOTE]
[COLOR=#1f497d][SIZE=3]I am the Director of Customer Service and I do remember speaking with you on several occasions. I would still like to help resolve your complains, although I did send you a detailed statement of every transaction you made, which included how many fees you paid, and how many payments were made to your creditors. We work very hard for all of our clients to get the best settlements we can. Like I explained when we spoke, I really am sorry that your financial hardship put you in a position to almost lose your house, but when you signed up for our service we were very clear on what the monthly payments would be and how long the estimated time would be to complete the program. I will attempt to reach out to you again today to discuss your concerns further. We really do help people and I am sorry that you are having such a hard time.[/SIZE][/COLOR]


Unregistered

Sub: #9 Screwed out of ALOT of money!!Tue, 03/29/2011 - 05:38



My wife and I paid over $800 per month for @ 10 months! The entire time we were "assured" that our accounts were being settled. We received 3 lawsuit notices in the mail and had to fire Freedom Debt Relief and file bankruptcy...which was honestly much easier and we are much better off today for doing it! Yes, it's on our record - but we have learned to be alot smarter. I cannot wait to see what the lawsuit against Freedom brings. I hope they go down.


precise212
precise212
Posts: 8
Credits: 418 Send message to precise212

Sub: #10 Big news today about Freedom Debt ReliefTue, 03/08/2011 - 20:15



http://online.wsj.com/article/AP9170cc4cf29e47858541da8c1356ad50.ht ml

http://online.wsj.com/article/AP9170cc4cf29e47858541da8c1356ad50.ht ml


Calif. debt-relief co. paying $1M in NY settlement
Article

ALBANY, N.Y. ??? A national debt-relief company has agreed to pay more than $1 million to end a New York state investigation into its practices and to refund more than 5,000 New Yorkers who enrolled in its program since 2003, Attorney General Eric Schneiderman says.

Freedom Debt Relief, based in San Mateo, Calif., misled debt-saddled consumers about the amount of money they would save and the services it would provide, taking profits in upfront fees and leaving people further in debt, Schneiderman said.

"This office has zero tolerance for those who prey on the vulnerable to make a profit, and will continue to root out the kinds of deceptive practices seen in this case," he said.

Andrew Housser, company chief executive, said it provided data showing they had settled more than $1 billion of unsecured debt nationwide, including more than $60 million for New Yorkers.

"We obviously disagree with the way the attorney general's office read the data FDR provided. ... This closure puts the matter behind us and gets us back to our focus: getting the best possible resolutions for those consumers who are most in need," he said.

The company did not admit or deny wrongdoing in the agreement signed March 3.

The company agreed to pay $1.1 million to former customers, offer current customers refunds if they withdraw from the program, and pay $100,000 in penalties to the state, he said.

The agreement noted that Freedom Debt stopped requiring upfront fees last October, conforming to a new Federal Trade Commission rule that changed the landscape for those promising to help people with debt problems that burgeoned in the nationwide recession. Ongoing investigations by the state are focusing on whether debt-relief companies are breaking that rule.

Investigators found the company said it would negotiate directly with its customers' creditors, promising to reduce total debt by 40 percent to 60 percent. Customers made monthly payments to a designated account, from which the company deducted fees, while they quit paying creditors directly. When they were unable to meet the required monthly deposit schedule they were dropped from the program.

The attorney general's office reported receiving 5,455 consumer complaints last year about debt collection, credit card billing and debt settlement, second only to 7,024 complaints about Internet issues including privacy, spyware and consumer fraud.

Last month, the office announced actions against Buffalo-area debt collectors who preyed on military personnel and others, including the misdemeanor fraud conviction of one collector, $145,000 in civil penalties against two others and banning an attorney from the business.

Jennifer Givner, spokeswoman for Schneiderman, declined to say Tuesday how many other debt-relief companies are under state investigation.:rolleyes:

:rolleyes:


Pages

Add new comment

Full HTML

  • Web page addresses and e-mail addresses turn into links automatically.

Filtered HTML

  • Web page addresses and e-mail addresses turn into links automatically.
  • Allowed HTML tags: <a> <em> <strong> <cite> <blockquote> <code> <ul> <ol> <li> <dl> <dt> <dd><img>
  • Lines and paragraphs break automatically.

Plain text

  • No HTML tags allowed.
  • Web page addresses and e-mail addresses turn into links automatically.
  • Lines and paragraphs break automatically.
CAPTCHA
This question (Case Insensitive) is for testing whether you are a human visitor and to prevent automated spam submissions.
Image CAPTCHA
Enter the characters shown in the image.
Share post


DEBTCC "Share and Win iPad" Contest

Follow and like DEBTCC



& "Get Social" for your Chance to Win iPad!!

WIN A FREE iPad

Get Social for your Chance to Win iPad

Page loaded in 0.840 seconds.