I'm currently trying to settle a debt with Legal Recovery (LR) and I was wondering if there is a way to find out whether I'm being sued. I did some research about LR and its seems like the company is well known for not letting you know that you are being sued by them. I just found out that LR is managing my account and I just yesterday sent them an offer by e-mail to settle my debt but I'm little worried that they already sent me a summon/letter thats says that I'm being sued.(sorry, I don't know the correct legal term). The debt that I'm trying to resolve is almost a year overdue with the original creditor (Chase Bank) and since I'm been living in South Korea for the past year, I don't know whether LR sent me anything concerning my debt. Before I left for South Korea, I lived in California (Los Angeles County) for all my life. I would appreciate any help that you can give me.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.