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Loan Point USA debiting money. Should I file a complaint with AG?

Loan Point USA (or Geneva Roth) - Does anyone know where these people really are?
i need to file a complaint with the AG somewhere. I have found them in Utah, Oklahoma, New Mexico, Delaware, Kansas and more. I can't file a complaint in every state. Loan Point USA people refused in writing to stop ACH withdrawals after I told them there was no money in the account due to an interruption in my direct deposit from work. They tried three time each payday for months even after I had the account on deposit only. I also had already paid them way more than the Florida laws permit before this happened.
Why do I keep getting logged out?




aciotsf
Posts: 511
Credits: 6406

Sub: #1 Loan Point USA illegal
Wed, 05/02/2007 - 13:57

Unfortunately, you have to take this hassle and report Loan Point USA illegal business to your attorney general. Tell them that they are trying to deduct money from your account even after the loan is paid in full as per the Florida laws. They need to be investigated fast. Check with your bank if they are charging any NSF fees. You need to get it reverted.




Frogpatch


Posts: 5385
Credits: 65249.205519088

Sub: #2 Loan Point USA - what to do?
Thu, 05/03/2007 - 05:41

Unfortunately the Florida AG told me, when I filed a complaint against Route 66 Funding that there was little that they could do because they are in a different State. They suggested I file in that state. They were based overseas and only had call centers in this country. I doubt any solution for Loan Point USA too.

Escape the Payday Loan Trap http://tinyurl.com/pdltrap
Article-When the Debt Collector Calls




Leah
Posts: 2323
Credits: 51497.6

Sub: #3 Loan Point USA has to abide by pdl law
Fri, 05/04/2007 - 11:04

Payday lenders like Loan Point USA have to abide by the state laws of the consumer they are lending too UNLESS you are in a state that has a loophole in the law such as PA

Passion...it is born...and though uninvited, unwelcome, unwwanted...like a cancer, it takes root. It festers. It bleeds. It scabs...Only to rupture and bleed anew. It grows...it thrives...until it consumes. It lives...and so it must die....in time.




goudah2424

Posts: 7938
Credits: 122481

Sub: #4 Not sure about Loan Point USA
Fri, 05/04/2007 - 11:18

Frogpatch - From what I understand you are trying to get the physical location for loan point usa/geneva roth, right? So you can file your complaints?

I thought that was the question but now i'm not so sure . . . .

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Frogpatch


Posts: 5385
Credits: 65249.205519088

Sub: #5 AG can't help with ipdls like Loan Point USA
Fri, 05/04/2007 - 11:19

My AG will not pursue out of state internet PDLs I guess because it is too costly. They say to file in the state the company is located in. I am also filing with the OCC and the FTC. I am determined to get Loan Point USA for refusing to stop ACH withdrawals after my account got screwed up by my payroll company. I have there refusal in writing. I am really just trying to find an address for Loan Point USA. I did find out that they are operating under Utah banking laws. So I will start with Utahs AG.

Escape the Payday Loan Trap http://tinyurl.com/pdltrap
Article-When the Debt Collector Calls




Unregistered

Sub: #6 Loan Point USA and Geneva Roth same entity
Sat, 05/12/2007 - 11:04

You're better off filing in Kansas. Geneva Roth is located at 1923 FOXRIDGE Drive, Kanasas City, KS. The owner's name is Mark Curry, the same guy listed as the owner of LoanPointUSA. Even their Utah license says they make loans from the Kansas address. Geneva Roth charges twice the legal rate in Kansas assuming they were licensed and Kansas law says a lender forfeits the principal and has to pay two times the interest it collected in penalties when it violates the usury laws.




kscornell

Posts: 4409
Credits: 47383.169878546

Sub: #7 Loan Point USA/Geneva Roth Capital in Kansas
Sat, 05/12/2007 - 12:28

Hey Freaky,
I thought Loan Point USA/Geneva Roth Capital were in Shawnee Mission, KS or did they move??




Unregistered

Sub: #8 Loan Point USA addresses
Sat, 05/12/2007 - 13:43

Loan Point USA use multiple addresses. But when I searched the corporate records for LoanPoint and Geneva Roth the Foxridge Drive address and "Mark Curry, President" kept popping up.




kscornell

Posts: 4409
Credits: 47383.169878546

Sub: #9 Loan Point USA AG complaint
Sat, 05/12/2007 - 13:47

Actually, I just copy of the AG complaint for CA that Langhorne Law just filed for me (thanks, Dennis W if you're reading this!! :lol: ) and he used Foxridge Drive, so I guess that is where Loan Point USA are.




Unregistered

Sub: #10 Addresses of Loan Point USA
Sat, 05/12/2007 - 13:52

Here are some other addresses Loan Point USA/Geneva Roth use:

6800 W 47TH TER, SHAWNEE KS 66203-1398
4412 W 150TH ST, LEAWOOD KS 66224-9546
6950 W 56TH ST, MISSION KS 66202-2590

The Mission address is the one on their Utah license. Point is there all in Kansas.

Anyone ever wonder why the Kansas bank commissioner is spending all that time and money to keep Quik Payday in Utah from making loans to Kansans but doesn't care at all that Kansas is home to 90% of these loansharks.




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