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Has anyone settled on a Home Depot C.C. account?



twotone

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Sub: Has anyone settled on a Home Depot C.C. account?
Mon, 18/10/2010 05:43

I am trying to settle on a Home Depot Credit Card account. The first offer I had was 50% of a 15k balance. Is that decent or should I hold out for less? Thanks



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Sub: #1 Home DepotMon, 12/17/2012 - 16:12



Wow I am 177 days late and HD wont discuss settlement. Told thjem I been unemployed since Feb, went through divorce, now lost my house, cars and all my tools to Sandy. They dont seem to care. Said if I paid $ 258.00 then call back at 180 days they may talk with me.



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Sub: #2 How to start the process of settling debt with home depotMon, 10/18/2010 - 05:43



how do you start the process of asking home depot to settle the debt. i owe $17K and am now unemployed .. where do I start? Do I write a letter


dantheman
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Sub: #3 My friend settled with Home Depot at 50%.Thu, 04/08/2010 - 06:28



My friend settled with Home Depot at 50%.


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Sub: #4 My Home Depot account went to Kramer & Frank PC. Has anyone dealThu, 04/08/2010 - 01:13



My Home Depot account went to Kramer & Frank PC. Has anyone deal with them before and the statute of limitations for my state is 3 yrs and this account has not had a payment on it since late 2006. Can they still come after me for this due to the statute of limitations? Help me


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Sub: #5 Home Depot Citibank Settled with me at 30%. My Balance was 12,16Wed, 03/03/2010 - 07:47



Home Depot Citibank Settled with me at 30%. My Balance was 12,164 and they sent me an offer letter for 3,649. Paid it off.


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Sub: #6 kbWed, 03/03/2010 - 06:47



We just got a notice to appear in court on our Citi-Home Depot card? Should we try to settle? Do we still have a chance? Anyone know what to expect?


love_my_things
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Sub: #7 keep in mind you can still negotate a settlement after judgementMon, 11/16/2009 - 06:48



keep in mind you can still negotate a settlement after judgement if that happens, but citi plays hard ball usually when they are done negotiating they are done and they sue you. they are horrible i tell everyone never to have a citicard. but i would try to see if they can do a little better counter them with maybe 40% see what happens.

my blog about saving money during a recession, And my personal story about Provanta's debt settlement program and how it worked for my family


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Sub: #8 I settled with Citi/HD for 57% at 78 days. I might have done beSun, 11/15/2009 - 13:41



I settled with Citi/HD for 57% at 78 days. I might have done better by waiting, but balance was only 1,600 and wanted to get my first card out of the way. I settled with Chase right after Citi for 45% ($35k at 69 days and $9500 at 37 days.


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Sub: #9 Home Depot Write OffThu, 01/22/2009 - 02:05



How many payments were you delinquent?


arb
arb
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Sub: #10 wow..my Home Depot account (Citi) went to a local law firm who sThu, 01/22/2009 - 01:04



wow..my Home Depot account (Citi) went to a local law firm who sued me. Only offered about 80% on a balance of $8000. Didn't have that so now I'm paying off balance in full over 24 months since they got a default judgement against me. At least it's 0% interest. If I had the 50% I'd settle it...


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