First American debt relief - are they doing any scam?

Anyone heard of First American debt relief? I received a flyer that had my exact amount of debt on it. I wanted to find out how they got that information. I spoke to **** *******. He yelled at me and told I should go find a bankruptcy lawyer.
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Email on file.[/samebox:575c8654fa]


Posts: 4677
Credits: 30821.544972777

Sub: #1 Apparently you don't have a point...
Mon, 06/22/2009 - 08:21

Apparently you don't have a point...


Sub: #2 blotting out names
Mon, 06/22/2009 - 08:19

Names blotted out make no difference in the amount of damage defamatory statements cause.


Posts: 4677
Credits: 30821.544972777

Sub: #3 Do you have a point?
Mon, 06/22/2009 - 08:11

Do you have a point?


Sub: #4 Get a lawyer...
Mon, 06/22/2009 - 08:10

What if I change the person's name?

To state a defamation claim, the person claiming defamation need not be mentioned by name???the plaintiff only needs to be reasonably identifiable. So if you defame the "government executive who makes his home at 1600 Pennsylvania Avenue," it is still reasonably identifiable as the president.
Do blogs have the same constitutional protections as mainstream media?

Yes. The US Supreme Court has said that "in the context of defamation law, the rights of the institutional media are no greater and no less than those enjoyed by other individuals and organizations engaged in the same activities."
What if I republish another person's statement? (i.e. someone comments on your posts)

Generally, anyone who repeats someone else's statements is just as responsible for their defamatory content as the original speaker???if they knew, or had reason to know, of the defamation. Recognizing the difficulty this would pose in the online world, Congress enacted Section 230 of the Communications Decency Act, which provides a strong protection against liability for Internet "intermediaries" who provide or republish speech by others. See the Section 230 FAQ for more.

The vast weight of authority has held that Section 230 precludes liability for an intermediary's distribution of defamation. While one California court had held that the federal law does not apply to an online distributor's liability in a defamation case, the case, Barrett v. Rosenthal, was overturned by the California Supreme Court (EFF filed an amicus brief in this case)


Sub: #5 Defamatory Blogs
Mon, 06/22/2009 - 08:05

What Is Defamation?
Defamation is false and unprivileged spoken words or written publication, which exposes any living person to hatred, contempt, ridicule, or which causes him/her to be shunned or avoided, or which has a tendency to injure him/her in his/her trade or occupation.

For example, if a person or the news media says or writes something about you that is understood to lower your reputation, or that keeps people from associating with you, defamation has occurred. However, if someone says something false about someone who has died, as reprehensible as that may be, in most states it is not considered defamatory. No legal action can be taken on behalf of a dead person. Only a living person can be defamed.


Sub: #6 1st Am Debt Relief
Mon, 06/08/2009 - 09:32

Many thanks for all comments on this 1st American Debt company. I was considering giving them a call to help make my life wonderful again, but believe I'll stick to my own.


Sub: #7 [**** *******] is stupid and fat. He also stole clients from a
Wed, 06/03/2009 - 16:53

[**** *******] is stupid and fat. He also stole clients from a different employer. I can prove all of that! I would run quickly from any company associated with [**** *******]. I beleive Mr. Ritchey has good intent. But, very poor judgement if he has [*******] working for him in any capacity. Rah Rah Guest above. Stay away from any company that works with Allegro or [*******]!

[samebox:1ea0bd1638="Vikas"]* Name removed on request as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/
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Sub: #8 According to the Ca. Sec. of State Mr. Ritchey is the owner of F
Wed, 06/03/2009 - 16:48

According to the Ca. Sec. of State Mr. Ritchey is the owner of First American Debt Relief. I can tell you for a fact, that I am willing to prove, that [**** *******] Stole company information from a prior employer. That employer had Mr. [*******] arrested. They also buy data in violation of federal law from the credit bureau's and use that data for marketing. It is the only possible way they would know your debt to put in a mailer. I can also tell you for a fact that are are only middle men who do not service clients but send them to Allegro Law, which is currently under investigation by the state of Florida. They are paid a % of the retainer fees paid to Allegro law which is a violation. Lawyers cannot share retainer fees. This is why Fla. is investigating, along with Allegros connection to the Hess Kennedy Law firm.

[samebox:919643e2be="Vikas"]* Name removed on request as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/
Email on file.[/samebox:919643e2be]


Sub: #9 90% of Debt Companies are getting shut-down in multible stat
Thu, 04/09/2009 - 12:50

As for FirstAmericanDebt Relief... Well, they're no deffrent then the last of the companies that got shut-down.
The problem is that they offer wishful services to potential clients. Nothing is guaranteed and should you askk them if they belong to the BBB they give you some non-sense explanation.

If you want to hear the rep studder...The only one question you should ask anyone of these companies is, "What is your sucess rate?" Meaning, How many clients finish the program and can you send me proof? If you don't laugh then obviously you dont have a sense of humor but it's true, only 1 out of every 100 clients will suceed..and they know this very well, if you dont believe it call the FTC and they'll tell you all about the law suites there so called attorney firms cant get themselves out of. What 's funny is that these attorneys dont even represnte you in court should you need the help...

So, why should you hire there services?
Everything they offer is something you can do for yourself or in most cases if you decide to settle with your creditors, dont worry just stop paying your monthly payments, and whatch for the very same settlement offers the so called debt settlement companies show up in your mail box. 20-80 percent settlements.

The other program they might offer is Debt Management What they do is contact your creditors much like you can if you pick up the phone and call them yourself. Should they want to lower you interest rates, did it! if not dont worry these so called debt relief companies cant do anything either.. the trick is miss two payments then call them and tell you cant afford to make payments anymore and walla "debt managent" all on your own, but if they dont give you the time and day, trust me, dont worry.. First American Debt Relief cant do anything either. Well,, maybe they can do something.. RIP you Off.
Oh wait, should you already be enrolled, and now you are convinced like myself and many riped off clients, unless you pick up the phone and call them every day they wont give you any money back.
My advice to you. RUN !@#@$$% RUN! Before the sharks get you.


Sub: #10 I am a former employee of First American Debt Releif in Newport
Tue, 04/07/2009 - 15:40

I am a former employee of First American Debt Releif in Newport Beach California........
[samebox:f28d111fe6="Vikas"]I received the following letter from First American Debt Relief Vice President under penalty of perjury saying that the content posted here was false. Hence, I am removing the content as per policy posted at htt p:// -about-you-or-your-company-on-ourcommunitypowercom-forums/[/samebox: f28d111fe6]

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