Emblem Credit Cards - Know more about this card

i not had my emblem credit cards very long but i like this credit card pretty good the credit card i have been using doesn't increase there credit limits plus on that card i have to pay a yearly fee 84 dollars a year that's 7.00 a month on my first premier card this emblem card from the fresh start program doesn't have no yearly fee and as i signed up on it i sent the i call it starters payment in they wanted 51.00 before they would send me the card out to me so i sent them 60.00 instead of 51.00 i figured that way i would increase my chances of getting my debt payed off a little faster plus at the same time i would get the credit card a little faster they was very fair about it they offered me i think something like 2 months to pay the 51.00 in order to send my credit card to me it was like 20.00 for two months and now my payments are just 20.00 a month they transferred my old debt onto my credit card they credited some of my debt which left me owing 293.00 on my credit card whats great about is that while i am paying off the 293.00 i owe it gave me a great credit card so i now all i have to do is be careful of much i spend on my card


Sub: #1 My Emblem Mastercard
Mon, 08/20/2012 - 14:47

I had recieved a letter from Jefferson capital about a bill which I knew I owed. It seemed FISHY to me to. I went on and accepted the offer. Payed what I owed for six months and recieved my Emblem mastercard today 8-20-2012. Made my last payment on 8-7-2012. And no this is not a scam. To all out there,this is NOT a scam. Hope to build up a few points on my credit score. Thanks.:lol::lol::lol::lol::lol:


Sub: #2 No problems.
Mon, 08/06/2012 - 08:11

I received my card after I really had given up on the program because of all the negative feedback I had been hearing, but; the balance to the delinquent account I had is on the card and the actual account is not on my credit report anymore. So, it's been a win win situation for me. All of those that it's not working for, I don't know what your doing wrong because it worked for me. :p:p:p:p:p


Sub: #3 I've been an emblem card holder now for 7 months and i love it.
Fri, 06/01/2012 - 08:54

I've been an emblem card holder now for 7 months and i love it. I had messed up my credit and they sent me the same notices about paying these off and now my card is here, i use it weekly and pay it monthly.. They are great people to work with


Sub: #4 I got the emblem card about a year ago, I paid my required amoun
Wed, 05/02/2012 - 07:49

I got the emblem card about a year ago, I paid my required amount off and received the card within a week. I finished paying the remaining amount within 6 months and am now just using it as a credit card responsively and it had boosted my credit score several points by having a positive reflection on my credit report. Just know its a credit card which more than likely got you into the debt you are in, so use it responsibly and it will be very beneficial to you. Good Luck


Sub: #5 ?????
Tue, 07/19/2011 - 14:47

How can I get or become a emblem card memeber??????? Can you help?:confused:


Sub: #6 Okay I signed up and made my last payment monday.... I paid th
Thu, 05/12/2011 - 13:53

Okay I signed up and made my last payment monday.... I paid the whole amount to get the card.... the lady said it would be 3 weeks before i get my card so we will see..... hope this thing isn't a scam :)


Sub: #7 It is a real program.
Thu, 05/05/2011 - 11:34

It is a real program.


Sub: #8 so did I
Tue, 05/03/2011 - 12:43

so did I


Sub: #9 corrections
Fri, 04/01/2011 - 13:11

THE WAY I READ IT: In response to the post containing the court documents, please note that the relationship between Jefferson Capital and Compu-Credit, and the practices they engaged in jointly,:neutral: is the basis for the suit. The Emblem card or Monterrey Bank is not noted. The "practices" that are mentioned include not disclosing fees and not issuing cards in the time frame promised. All of these things may be happening to people who are settling with Jefferson Capitol with the promise of a credit card from Compu-Credit, but I could find no record of such things happening with the Monterrey Bank and Jefferson Capitol relationship. Jefferson Capitol may be less than reputable, having been mentioned in the suit, but I at this point, I am trusting Monterrey, with experience as my guide, until someone can factually point me otherwise.


Sub: #10 I have carried an emblem card for 3 years. It is pretty straight
Fri, 04/01/2011 - 13:00

I have carried an emblem card for 3 years. It is pretty straight forward. They (Jefferson) are collecting a debt. I think that it is true that if the state is outside the SOL, the SOL will renew when you agree to pay it. BUT - if the questions are as I think they are: (1) will the debt be cancelled for the discounted payment? (a) yes, SETTLED, not PAID - there is a difference (2) will they (Monterey) really issue you a credit card, unsecured? (a) yes, I just got my replacement card for my expiring card I have had for 3 years. They have given me credit increases until my limit matched their maximum allowed, which is $899.

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