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ClearPoint Financial Solutions

Posts: 6
Credits: 400.3
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Anyone have any experience with them? They seem to be on the up and up and they're non-profit.




phoenix

Posts: 1436
Credits: 27372.078822293

Sub: #1 It has a satisfactory record with the BBB. Complaint history of
Wed, 09/17/2008 - 20:15

It has a satisfactory record with the BBB. Complaint history of ClearPoint financial Solutions showed the following complaint history: -




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Sub: #2 So...is that good? Anyone else wanna ring in on this?
Thu, 09/18/2008 - 10:15

So...is that good? Anyone else wanna ring in on this?




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Sub: #3 Clearpoint Financial Solutions
Wed, 04/01/2009 - 16:02

I was skeptical at first but they have been nothing but helpful in assisting my friend pay off his obligations. They negotiated lower interest rates and have done everything they told us they would. No surprises! I would recommend them highly to a friend!~




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Sub: #4 I have been with Clear Point 7 months and they have been a God s
Thu, 04/09/2009 - 17:14

I have been with Clear Point 7 months and they have been a God send. Really helping me stick to a plan. Ask for Sherry Tetrault. She is awesome!




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Sub: #5 They are awesome and trustworthy. You need to look in the phoneb
Tue, 07/07/2009 - 04:19

They are awesome and trustworthy. You need to look in the phonebook and call the consumer credit counseling service or clearpoint financial. They helped me pay off 1000's and it was painless because it came out of my account as ach draft. They did also negotiate and bring interest rates down for me.




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Sub: #6 They are awesome and trustworthy. You need to look in the phoneb
Tue, 07/07/2009 - 04:20

They are awesome and trustworthy. You need to look in the phonebook and call the consumer credit counseling service or clearpoint financial. They helped me pay off 1000's and it was painless because it came out of my account as ach draft. They did also negotiate and bring interest rates down for me.




Unregistered

Sub: #7 Clearpoint Financial Solutions
Tue, 07/14/2009 - 09:06

I sent all my financial information to Clearpoint and I was told that they could not help me. I find this to be unacceptable for what they advertise. Their consultant told me that I could not afford their dmp plan. It seems that they did not really "review" the fiancials. They should have atleast referred me to their banko conselor, or what about the "making home affordable" program.

I have had some problems not too long ago that got me where I am today, and I will get out of this financial rut. But there are people out there that do not understand what is available to them, and if Clearpoint actually takes the approach they took with me, then it is totally unacceptable.

I have always heard of Consumer Credit Counceling and how well this type of program works. Finance is becoming more complicated, and credit cards claim plenty of victims. It is not the 80's anymore.

Clearpoints DMP proposal was not very good, I could do a better job myself. Clearpoint's advertising is not all it is cracked up to be; unless I got a lousy rep.

Just an FYI folks, I worked as an analyst for Equifax Risk Management for years, lately I have become a cancer survivor.




Unregistered

Sub: #8 I used ClearPoint and it didn't work out. The interest rate
Tue, 07/14/2009 - 13:22

I used ClearPoint and it didn't work out.

The interest rate reductions they negotiated were ridiculous. They could only lower Bank of America to 16.9%?!?! Citi went to 9.9%. Discover went to 12.9%.

You can get better interest rates on your own. How do I know? Because I've since done it myself. I've settled with BOA for 20% of my balance, after calling to see if they would offer me individually a lower rate than what I received via ClearPoint. Citi gave me 0% after a bit of back-and-forth negotiating and set me up on a 36 month payment plan to settle my balance. And Discover, the nastiest of the bunch, even went to 6.9%.

On ClearPoint's DMP I was actually paying a bit more each month than I was before enrolling. And that would have been great if I would have paid off the balances in the 48 months they promised. But when I received the creditor confirmation letters, they all stated I was on a 60 month plan. What?!?

Finally, on a personal note, I could NEVER reach my counselor. Ever. When I called to ask why the creditors said I was on a 60 month plan and my ClearPoint paperwork said 48 months, and the balances didn't add up either way, he was not available. Many voicemails and emails later, I was fed up enough to do it myself.

I'm pretty easily intimidated and shy. I had to sit down and really think about the money I was wasting each month on interest payments. It made me so disgusted and angry that I was able to call and negotiate with the creditors myself.

Save yourself the hassle of ClearPoint. You CAN get far better deals on your own. They are locked into interest rate agreements with all the banks and can't go any lower. But you - individually - can do better.

Good luck, everyone.




Unregistered

Sub: #9 Wow, I'm sorry to those who have had a negative experience with
Wed, 10/21/2009 - 16:32

Wow, I'm sorry to those who have had a negative experience with CCCS. I have had nothing but fantastic service, and in 6 months I'll be totally out of credit card debt. I have been with them for a year now and have never once had a problem reaching my counselor, he often responds to emails within 20 minutes of me sending them. As a matter of fact, I had a freak out moment, and asked that they cancel me. It was done within minutes. About an hour later, I realized I had made a huge mistake, called and asked that I be re-activated, and it was done as quickly as it was undone. I can not say enough about what they have done for me, and appreciate all of their help.

Anyway, good luck to all trying to undo what has been done, I know I couldn't have done it without this service.




ed zombirt
Posts: 19
Credits: 947.3

Sub: #10 What company did you use mamakate?
Sun, 11/01/2009 - 14:41

What company did you use mamakate?




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