CCC is a scam

Dont let these people sucker you they are crooks and scam artists. They work for a Credit Counsler and they want you to pay them instead of paying your bills. If you take your advise you will lose money and still not have your bills paid.

Instead of listening to them call collectors negotiate settlements or payment plans show good intentions.

Appeal old debts to the three credit agencies send appeal letters on older debt they will be removed.

Dont let CCC scam you you can fix your credit you dont need them.




cajunbulldog

Posts: 4859
Credits: 42498.15

Sub: #1 I would ask any of our posters to use caution when seeing advice
Thu, 07/05/2007 - 18:48

I would ask any of our posters to use caution when seeing advice like this. There are numerous laws to protect consumers and any repayments made on past obligations should be made in accordance with those laws to protect your rights.

Cajunbulldog
Keeping an eye out for consumers.
http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809
http://www.ftc.gov/os/statutes/fcrajump.shtm
http://www.debtconsolidationcare.com.../about216.html
Use this letter to protect your rights under the FDCPA
myfairdebt.com & myfaircredit.com-Good source of case law in forums.




Morningstarr430

Posts: 2330
Credits: 41028.05

Sub: #2 I am also in a debt management program...and they have been wond
Thu, 07/05/2007 - 18:47

I am also in a debt management program...and they have been wonderful!!

If you think you can, you can...if you think you can't, your probably right...




Cow & Chicken
Posts: 3571
Credits: 39167.1

Sub: #3 I don't believe it was directed at this site either. The CCC is
Thu, 07/05/2007 - 17:34

I don't believe it was directed at this site either. The CCC is my area is also legitimate.. My husband is currently with them and they have been a great help to us.

RYDERS OF THE NIGHT




WHEREAMI?
Posts: 5268
Credits: 73181.1

Sub: #4 Don't know about that but I believe CCC stands for consumer cred
Thu, 07/05/2007 - 13:15

Don't know about that but I believe CCC stands for consumer credit counseling. I can also say that the local CCC in my city is legitimate and does help people who are in need of that type of assistance.

I am HARDCORE and I run with the RYDERS

RYDERS OF THE NIGHT




joshua1987tree
Posts: 453
Credits: 9232.25

Sub: #5 Did a mod change the name of this thread? It's been slightly mod
Thu, 07/05/2007 - 13:13

Did a mod change the name of this thread? It's been slightly modified.




WHEREAMI?
Posts: 5268
Credits: 73181.1

Sub: #6 They are referring to some credit counseling agencies are taking
Thu, 07/05/2007 - 12:58

They are referring to some credit counseling agencies are taking people's money and not settling debts and running off with their money. There are a few companies out there like this, there are many complaints on this board about a company named Hess Kennedy. Whether they are true or not, I can not say, only the consumers who feel they were misrepresented and the companies have run off with their money. I don't believe this is directed at this forum, only certain credit counseling company(s).

I am HARDCORE and I run with the RYDERS

RYDERS OF THE NIGHT




Frogpatch


Posts: 5391
Credits: 65259.51839509

Sub: #7 You said if they take their own advice they will lose their mone
Thu, 07/05/2007 - 12:54

You said if they take their own advice they will lose their money. What do you mean by that? We help people keep the there money by not giving it to that are trying to charge more than allowed by law or are illegally threatening people. Why negotiate when you do not owe? Especially with thugs.

Escape the Payday Loan Trap http://tinyurl.com/pdltrap
Article-When the Debt Collector Calls




joshua1987tree
Posts: 453
Credits: 9232.25

Sub: #8 This site isn't a scam. It's a site for debt advice and consolid
Thu, 07/05/2007 - 12:48

This site isn't a scam. It's a site for debt advice and consolidation and isn't affiliated with CCCA. No one is forcing any one to pay money for debt consolidation services against his/her will. This may be a moot point, but more people might be willing to heed your advice if you would use proper spelling and punctation; these make it easier to understand posts.




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