Dont let these people sucker you they are crooks and scam artists. They work for a Credit Counsler and they want you to pay them instead of paying your bills. If you take your advise you will lose money and still not have your bills paid.
Instead of listening to them call collectors negotiate settlements or payment plans show good intentions.
Appeal old debts to the three credit agencies send appeal letters on older debt they will be removed.
Dont let CCC scam you you can fix your credit you dont need them.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.