Hi everyone. I received a summons in the mail today from an attorney representing RJM Acquisitions. It says that I owe some 1,300 dollars for some debt that is not mine. The case has been filed. Here is what I need help with
1. I need to submit an Answer. How do I do this? Will I need an attorney for the answer forms?
2. How can I prove this debt is not mine. I know that it isn't but how could I prove it.
3. If they judge against me how would they collect. I am a stay at home dad without any income so they couldn't garnish anything, I am not married so they couldn't go after a spouse. Would I go to jail?
I am just so mad cause this is not my debt!!! I have been a stay at home dad for 3.5 years and who would give credit to someone with no income. Thanks for any help/advice
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.