This guy named John Parker left an aggressive message on my voicemail, stating he needed my home address & employer address to serve me papers. He stated on my v/m that he was faxed some papers of a claim placed against me with case number 118448, and that this is my only chance to contact ADR Firm to settle this. He also called my job and stated that he was an "independent processor" and that he will be coming to my job to serve me papers to appear in court. When I asked him the company he's from, he replied that he's an independent processor (mind you, on my v/m he stated that some papers were faxed to him in his office). I don't know about this, so I looked up the company "ADR Firm" and some weird unofficial website (www.theadrfirm.com) pops up. The website seems bogus, listing the owner of the law firm as Allison D. Richards, Esq., The ADR Firm LLC in Atlanta, GA (404-507-6139). Weird, because when I spoke to "independent processor" John Parker, he left me to call ADR Firm at 877-528-5110. So, I looked up this firm on HG.org, a worldwide law firm listing, and there were no results. So, I looked up Allison D. Richards on HG.org, no results. I haven't recieved ANY notification via postal mail - no official letters from payday loan nor mediator. So, my question is, if an "independent contractor" is given papers of a claim with a case number, why would he need to call me at work and or leave a voice msg that he needs my mailing address and employer address to serve me papers to appear in court? Wouldn't he already have this information, and just show up? I live in California, btw. Input??
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.