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Urgent -Can you file for Bankruptcy after your car has been repo'd?

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Please help.

If your car has been repossessed, can you then file for Bankruptcy, even if its a few weeks later? Can you include the amount the dealership loses in the auction, and all of the other fees associated with the repo?

Or does the car have to be repossessed after you file for bankruptcy?

I am in California.


Thank you!




SC

Posts: 3618
Credits: 36402.4

Sub: #1 The creditor can repossess you car even if you make a single mis
Fri, 07/17/2009 - 23:55

The creditor can repossess you car even if you make a single missed payment as per the agreement. However, you can include the deficiency balance under bankruptcy.




Unregistered

Sub: #2 great. Thank You.
Sat, 07/18/2009 - 13:27

great. Thank You.




Unregistered

Sub: #3 CAN I GET MY CAR BACK IF I FILE BANKRUPTCY AFTER IT HAS BEEN REP
Sat, 08/08/2009 - 13:36

CAN I GET MY CAR BACK IF I FILE BANKRUPTCY AFTER IT HAS BEEN REPOSSED.




DebtCruncher

Posts: 2298
Credits: 26979.080293007

Sub: #4 Maybe, but you'd have to file before the redemption period. Aft
Sat, 08/08/2009 - 14:39

Maybe, but you'd have to file before the redemption period. After the redemption period (usually 21 days after they repo), they will be free to sell the car.




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