Thoughts and Riches is maintained by blogger Ruby. The blog is more of an online reflection of her personal experience in managing finances,
The blog is more of an online reflection of her personal experiences in handling finances.
It provides an effective guideline in matters of stock investment, debt management, financial and accounting clarifications. However at the same time it provides information on investment books, distance learning scholarships and so on.
The blog has an informal appearance and a very personal feel. It is a great platform to the visitors and fellow bloggers to share their ideas on finance.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.