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VCS and Associates



needing help

Sub: VCS and Associates
Thu, 17/06/2010 20:50

I just got a letter for VCS and Associates out of NY stating;
This account has been turned over to VCS & Associates for immediate collection. Please respond to this request for payment within 10 days of receipt of this notice to avoid further collection activity. Be advised VCS & Associates, LLC has full power and authority to collect, sue, discharge, and/or settle any portion of the account listed above.
The Originalcreditor was CashNet in the amount of $1241.87.
what should I do. They keep calling me at work and on my cell. Can they garnish my payroll check, or my IRS return check like they say? I do take out a loan for 800.00 and paid half of it back before I got into really bad debt and could not pay the rest.
I called CashNet and they will not let me pay them back with VCS taking over the loan. I live in Texas.



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paulmergel
paulmergel


Posts: 15338
Credits: 127017.33475864

Sub: #1 Quote:Originally Posted by AnonymousHow would I know if I have vThu, 06/17/2010 - 20:50



Quote:
Originally Posted by Anonymous
How would I know if I have voided my wage assignment.


give a WAGE ASSIGNMENT REVOCATION letter to your HR,or payroll person.there are template letters in the do-it-yourself section..that will negate the CA'S attempt at trying to submit a wage assignment.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #2 Quote:Originally Posted by SOAPLADYWell you in texas so they canThu, 06/17/2010 - 20:24



Quote:
Originally Posted by SOAPLADY
Well you in texas so they cannot garnish you. Have you voided your wage assignment permission? Wage assignment is voluntary.
Only federal/state debts and child support can garnish thru the IRS...so they cannot touch that money.



How would I know if I have voided my wage assignment.


SOAPLADY
SOAPLADY


Debt Samaritan
Posts: 17119
Credits: 398098.27523207

Sub: #3 Well you in texas so they cannot garnish you. Have you voided yThu, 06/17/2010 - 04:25



Well you in texas so they cannot garnish you. Have you voided your wage assignment permission? Wage assignment is voluntary.

Only federal/state debts and child support can garnish thru the IRS...so they cannot touch that money.

How to Deal with Illegal Loans..OhioGal's Primer
http://www.debtconsolidationcare.com...allenders.html
PDL's are ILLEGAL in the following states...
AR, AZ, CT, GA, ME, MD, MA, NJ, NY, NC, PA, VT AND DC
OH AND NH have very restrictive low cost interest rate laws.

SOL for all states
http://www.debtconsolidationcare.com...imitation.html


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