Good news for California residents. On 8/27/2008 the State of California issued a "Desist and Refrain Order" to Cash Transfer Centers, Northway Broker and Northway Financial. You will also find one under E-care/Sonic issued on 3/6/07 - they are all affiliatied with each other - so don't be fooled.
How many California residents filed complaints with the AG regarding CTC and Northway? You should do it - the more complaints filed by California residents may prompt the state to file civil action with penalties.
It only took 1 person as noted in the action order to get the state's attention. Wishful thinking on my part that I was that one person however, I did indeed file a complaint with the AG, BBB, FTC and I sent them copies of their illegal contract as well including any and all communications with CTC/Northway/E-care in June. I even outlined what I did to CTC regarding the money they owed me for illegal fees - I am sure CTC didn't like the tables turned on them.
Just goes to show have faith in your AG's and not fall for CTC's BS.
By signing up for counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.