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Payday loan.. threat of court summons for non payment?



SunnySand22

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Sub: Payday loan.. threat of court summons for non payment?
Tue, 26/06/2012 09:58

I got a call from a man today named "Mr Lamar" he said that he needs to get in touch with me and set up a time and place to serve me with a summons and that if I want to avoid that. I need to call 866-749-1655 and reference my Case # (6 digit #). I called the number and found it to be a company called "LMA Group" I spoke with 2 different representatives (the first was not able to assist me and transferred me to a "Legal Advisor") The Legal Advisor tried telling me that I owe money from a payday loan thru "PDL Ventures" and the company he works for, LMA Group, is a company that mediates before I would be sent to Civil Court. When I demanded that a "Validation of Debt" be sent to me, he kept changing the subject, telling me how expensive my court fees would be, etc etc etc. He said that LMA is NOT the company that I took the supposed payday loan out from and they legally, they dont have to provide me with a Validation of Debt. and that the individual that called me is a "locator" and all their job to do is to find the person that "has the debt". I informed him that I will need to have the Validation of Debt sent to me so I can see what he is talking about and he started to yell at me and even said "H*LL, IF YOU WANT TO GO TO COURT AND END UP HAVING TO PAY ALL THE FEES, IT DOESNT MATTER TO ME EITHER WAY." When I continued to tell him (after 17+ minutes) that I require a Validation of Debt be sent to me, he hung up on me. I live in the state of FL. Anyone have something similar happen and what was the outcome??



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Sub: #1 responding to your problem to PDL threatsTue, 06/26/2012 - 09:58



Yes, I have been getting the same harassing phone calls, now they even went down on a renegotiating price.......... as you did, I ask for something in writing and a address and statement......... the lady got very verbal....... and said I was going to jail,etc...
Now I received another call for the same thing with a different collector...... they demanded I go get a prepaid visa card load it and call them back with the card # to pay it before this Friday.
I immediately called the Federal Trade Commission and placed a complaint and they said do not send money and do not speak with them anymore....
FTC # is 8773824357 please call them immediately and tell them your story also. They said these kind of scams get our information when we apply for pay day loans online. I said I couldn't help it I have to rely on payday loans sometimes.
I hope this helps your too, as for me I have documentation of payment to PDL from the past I paid them off via Western Union and have those papers, this happened back in 2009 thank god I keep everything. Yes this is nerve wrecking and scarry.


brookiebhere
brookiebhere
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Sub: #2 So this also has to do with LMA, however, they used a different Wed, 08/17/2011 - 21:12



So this also has to do with LMA, however, they used a different company name (MP Group)
I received a call from 877-871-3919 today. The person who left a message (name stated was Dylan/Dillon Murphy) did not leave their company name. Only that this was the only call he would be making in regards to "this matter??? and that it was my only ???official notice???. So I called back. First, there was no company name stated when I called back. Then when I spoke to John I asked to speak to Mr. Murphy. He said he needed to look up my account first. As soon as he did he started saying that I had to make a payment or they would send me a summons. I requested a VOD and "John" said that they were an arbitration company and didn't have to provide that to me. I requested it again and he said that they would "email it to me". The email said that it was a Validation of debt, however, the letter attached did not. The letterhead states that they were located in Beaverton, OR


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Sub: #3 ScamThu, 06/09/2011 - 07:50



Hello and thank you for posting your experiences makes me feel better. I also have received calls from unknown or private numbers stating I had a warrant for my arrest if I didn't call this number and pay for a loan (that if this is the same company i took one from in 2009 I have proof that it was paid for) I would be arrested. The first time I freaked out called Civil Court, Criminal Court, Sheriff's Dept., State Attorney's Office, and to my surprise there was NO warrant in my name no where. I stopped answering the unknown and private numbers, they stopped ....after 2 months my bro-in-law gets a call from these people and he lets me know that I have a warrant and need to call these people. I immediately remembered 2 months ago so went through the entire thing again making all my calls once again no match found. I called the number, the lady stated that no one said I had a warrant but I would get one if I didn't pay or show up in court. I stated I have proof of the only payday that I have taken was paid did she want me to send her statements from the bank ..... hahaha guess what happen, she became irate and told me NO she would see me in court...I stated ok no problem let me know when, guess what.... she hung up. The sheriff's department told me to tell them next time they call that I was going to press harassment charges on them.

Hopefully this helps :)


paulcahill80
paulcahill80

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Sub: #4 This is a scam company, probably operating from overseas. The agThu, 09/02/2010 - 12:10



This is a scam company, probably operating from overseas. The agents have typical pseudo names (false names). File against them with your local police authorities.


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Sub: #5 i have received this same threatning message except a different Thu, 09/02/2010 - 10:20



i have received this same threatning message except a different name. A female called me stating that i wrote a bad check and gave me a name of jennifer phillips. when i called the number they said that they were a law firm but didnt have anyone by the name of jentifer phillips. they even call my job threatning to summons me on my job and that they have been to my address to serve me and noone was there. i immediately knew that wasnt true because only a sheriff deputy can serve you with a summons for any reason. internet loans are a at will loan service


Unregistered

Sub: #6 I just received a message from the same guy and typed in lma groFri, 08/13/2010 - 09:37



I just received a message from the same guy and typed in lma group and the phone number and came up with your blogs-- what a releif- thanks


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Sub: #7 Mr LamarSat, 07/31/2010 - 08:42



My experience mirrored yours exactly Sunny Sand. For weeks I was fretting as to what debt this could be as I did have a history of pay day loans in my past. The time period Mr. Lamar was referring to, I could say for certain did not match up in addition to the fact he used a Bank name where I have never even had an account with. It was making me crazy. After my last conversation the other night I started to think indeed it may be a scam and started searching the web for any scam history. And there was your story. Thank you. What a relief yet how horrifice an experience


Shazzers
Shazzers


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Sub: #8 There's probably no such company, possibly a 'made up' name creaThu, 07/22/2010 - 12:23



There's probably no such company, possibly a 'made up' name created by PDL Venture's employees. Even if they are for real, I wouldn't waste a stamp on them or a phone call, the law says they are required to send you a letter of collection via the mail within 5 days after they contact you, I don't imagine you will ever receive one, instead you are more likely to receive threatening phone calls with BS legal jargon they know NOTHING about. JMO.

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SunnySand22
SunnySand22
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Sub: #9 Thank you paulmergel! Last night I filed complaints with the GHThu, 07/22/2010 - 11:31



Thank you paulmergel! Last night I filed complaints with the GH and FTC and included ALL of the details as well. I havent received any calls today, however, plan to disconnect immediately if I do. Also... I am looking for an address for this supposed "LMA Group" if anyone has it. I cant find ANYTHING online about them.


paulmergel
paulmergel


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Sub: #10 Quote:Originally Posted by SunnySand22I got a call from a man toWed, 07/21/2010 - 17:10



Quote:
Originally Posted by SunnySand22
I got a call from a man today named "Mr Lamar" he said that he needs to get in touch with me and set up a time and place to serve me with a summons and that if I want to avoid that. I need to call 866-749-1655 and reference my Case # (6 digit #). I called the number and found it to be a company called "LMA Group" I spoke with 2 different representatives (the first was not able to assist me and transferred me to a "Legal Advisor") The Legal Advisor tried telling me that I owe money from a payday loan thru "PDL Ventures" and the company he works for, LMA Group, is a company that mediates before I would be sent to Civil Court. When I demanded that a "Validation of Debt" be sent to me, he kept changing the subject, telling me how expensive my court fees would be, etc etc etc. He said that LMA is NOT the company that I took the supposed payday loan out from and they legally, they dont have to provide me with a Validation of Debt. and that the individual that called me is a "locator" and all their job to do is to find the person that "has the debt". I informed him that I will need to have the Validation of Debt sent to me so I can see what he is talking about and he started to yell at me and even said "H*LL, IF YOU WANT TO GO TO COURT AND END UP HAVING TO PAY ALL THE FEES, IT DOESNT MATTER TO ME EITHER WAY." When I continued to tell him (after 17+ minutes) that I require a Validation of Debt be sent to me, he hung up on me. I live in the state of FL. Anyone have something similar happen and what was the outcome??


everything mr lamemar said was againat the law,and he would be in jail himself.i'm guessing this was an internet loan.where pdl's must be licensed,and internets are not,and therefore non-enforceable.in fact i would guess that lame-mar is actually a lackey for a scam that tries illegal methods to extort money.nothing this loser said ha can,or wll do.file a police report using the phone number you have,and his supposed co name.then file AG, and FTC complaints against lame-mar,and his scam.he is totally required to provide details in writing when requested.there are no such a thing as a locator for these things.scum make up trems to sound scary.lanme-mar is a loser,and should be treated as such.file the complaints,and report.then ignore him.if by accident you end up on the phone with him.hang up without a word as he doesn't even rate a word.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


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