I took out a loan from western sky(yes they are probably illegal in nj).Needed the money to be able to still have my job.Got the email stating that my loan had been transferred to ws funding and that the loan would be serviced by cash call.But,I also received an email that they(cash call)was attempting to reach me to discuss the terms of the loan I received from them(cash call).please tell me I am not interpretting this wrong,That I have them by the _ _ _ _ _.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
Creditors/collection agencies can make collection calls and file lawsuits against the consumers represented by the debt relief companies.
Debt relief services may have a negative impact on the consumer's creditworthiness and his overall debt amount may increase due to the accumulation of extra fees.
The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.