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Town and Country Acceptance Corporation debt consolidation company.



jlgts

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Sub: Town and Country Acceptance Corporation debt consolidation company.
Thu, 29/11/2012 17:19

Has anyone worked with Town And Country Acceptance Corporation and finished out the contract? My husband and i are working with them but the pay day loan people are still calling and saying they do not work with debt management companies. But town and country assured me that they will handle everything i am just getting nervous that it's not going to work out and then we have waisted more money and got more behind. Is there anyone out there who can calm my worries. I would appreciate it.



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Sub: #1 POST CARDTue, 12/11/2012 - 12:44



NOTHING



Unregistered

Sub: #2 800-290-9679. I get an answer everytime I call.Thu, 11/29/2012 - 17:19



800-290-9679. I get an answer everytime I call.


Unregistered

Sub: #3 a collectorWed, 11/28/2012 - 14:18



I am a collector and not only does this company not have a web site, but the arrangements that are sent to us from this company are so small that, their is no way i can get them approved. I have worked we dozens of debt consolidators and with the lack of contact and low settlement offers. your going to end up getting your account drafted unexpectedly, or a judgement.


waffles
waffles


Posts: 1678
Credits: 30970.147782844

Sub: #4 Quote: Hello! I work in the legal department of a payday companySun, 10/14/2012 - 17:06



Quote:

Hello! I work in the legal department of a payday company. We do not make it a practice to work with debt consolidation/solution/relief companies but we take payment IN FULL. If a partial payment is received, I return it to T&C with a letter. The reason behind this is: we do not see the point in our customers paying someone else to pay us...or their other bills, for that matter. The money you are using to pay Town and Country could be used to pay your bills instead of paying them to do the same thing for you.

Contact your payday loan place and ask for a payment plan. Depending on the delinquientcy (yeah I know...I spelled that wrong) of your loan, they may let you make a payment arrangement.

Hope this information helped you. :grin:

Hate to say it, but this PDL employee has a point. Don't consolidate PDLs.

Is my payday lender illegal in my state?

How to deal with illegal lenders, courtesy of OhioGal

How to write a proper debt validation request, courtesy of SOAPLADY

How to deal with a Collection agency contacting you for PDLs


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Sub: #5 Town and Country Acceptance Corp.Sun, 10/14/2012 - 14:19



I received a green postcard from these people. All the card said was "Money problems?" Call free call now! Guaranteed Help! Does this sound familiar to anyone?

phone # redacted


Unregistered

Sub: #6 ResponseSun, 09/09/2012 - 15:17



Yes. My husband and I have been working with Town and Country and trust they have to be getting things done, because as long as you make your payments to them, they are going to distribute the payments to each creditor as stated on your invoices. Some creditors will tell you that they do not participate in that program however, town and country will still try to send the payments. The thing is, if they do not send it back they are obviously going to accept the payments just giving you a hard time. Now there are some placed that may not participate and may be to the point that you may have to go ahead and pay that particular one off, but if Town and Country and guarantee them a sensible payment agreement, most will accept payments.


Unregistered

Sub: #7 Please don't use them , they are liarersMon, 07/30/2012 - 11:53



I started with them 2 month ago and when i first started with them they told me that they would pay off all my bills and then i would make one payment to them and all i had to do was to send $195.00 to start well i set the money and after they got the money then they tell me that they don't pay off your loans so i got mad with them so i thought i would give them a shot so i gave them 6 of my bills and they told me that they could get the payments lowered and they sent me my first bill and it was $426.00 so i called them and asked why so much they told me how much they would pay each month on my bills so i told them to take off 2 of the bills witch then brought my payment down , so i sent them my first payment of $245.00 , so a month has gone by i called them to find out what was going on they were going to raise my payment to $300.00 because they could not get these people to lower the payments they all wanted the full payments so i told town & country why am i going to pay you the full amount to you when i can do it my self and save the fees and i asked them to send me my money back and to take me out of there system so now i am waiting to see if i am going to get any of my money back , so with the 2 month that i was dealing with them it put me 2 month behind in payments so know i have to play catch up on my bills SO PLEASE DO NOT USE THEM TRY TO WORK IT OUT WITH THE COMPANY'S THAT YOU ARE DEALING WITH.


Unregistered

Sub: #8 Payday LoansFri, 06/29/2012 - 10:47



The law states:

[COLOR=black]Exempt Funds[/COLOR]
  • [FONT=Arial]Section 207 of the Social Security Act (42 U.S.C. 407) prohibits non-governmental creditors from garnishing or attempting to levy on an SSI recipient's income or a bank account with SSI income on [URL="http://www.ehow.com/facts_6931086_can-ssi-benefits-garnished_.html "]deposit[/URL]. Governmental agencies may only garnish bank accounts or withhold SSI benefits if one of the specific exceptions apply.[/FONT]

[COLOR=black]Exceptions[/COLOR]
[COLOR=black][FONT=Arial]Creditors are allowed to garnish bank accounts of an SSI recipient only to the extent that non-SSI [URL="http://www.ehow.com/facts_6931086_can-ssi-benefits-garnished_.html "]funds[/URL] are deposited in the bank account. [/FONT][/COLOR]
[COLOR=black][FONT=Arial][/FONT][/COLOR]
[COLOR=black]You can be garnished if you're on SSI so be careful.[/COLOR]


Unregistered

Sub: #9 Debt Consolidation and Pay Day LoansFri, 06/29/2012 - 10:42



Hello! I work in the legal department of a payday company. We do not make it a practice to work with debt consolidation/solution/relief companies but we take payment IN FULL. If a partial payment is received, I return it to T&C with a letter. The reason behind this is: we do not see the point in our customers paying someone else to pay us...or their other bills, for that matter. The money you are using to pay Town and Country could be used to pay your bills instead of paying them to do the same thing for you.

Contact your payday loan place and ask for a payment plan. Depending on the delinquientcy (yeah I know...I spelled that wrong) of your loan, they may let you make a payment arrangement.

Hope this information helped you. :D


Unregistered

Sub: #10 god bless you! you can't steal my joy:)Tue, 06/26/2012 - 07:59



god bless you! you can't steal my joy:)


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