Check N go payday loan help

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So i used my last renewal last payday for check n go. I cannot pay the rest of the balance off. What options do I have? I heard they do payment plans in 4 equal payments??

I live in texas BTW




matthew9000_2000
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Credits: 219.8

Sub: #1 Dang so it does sound like i am screwed lol?
Fri, 11/05/2010 - 20:45

Dang so it does sound like i am screwed lol?




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Sub: #2 I called CFSA two months ago and was told that becasuse I'm in T
Fri, 11/05/2010 - 17:43

I called CFSA two months ago and was told that becasuse I'm in Texas Check n go does not have to offer the EFF.




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Sub: #3 Shazzers, I don't think it'll do any good even if they complain.
Fri, 11/05/2010 - 15:59

Shazzers, I don't think it'll do any good even if they complain. If I am not wrong, the CFSA made an exception to their rules for loans originated in Texas due to the complexity of state laws in Texas. At least that is what I remember reading.




Shazzers


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Sub: #4 I wish you guys would enforce their (Check n Go) non compliance
Fri, 11/05/2010 - 12:58

I wish you guys would enforce their (Check n Go) non compliance by contacting the CFSA and complain that they aren't adhering to the CFSA's guidelines.

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Sub: #5 well i'm in Texas with a check n go and am about to default and
Fri, 11/05/2010 - 12:57

well i'm in Texas with a check n go and am about to default and "force"them to extend a payment plan. They wouldn't work with me anyother way. They WANT you to use all of your refinance options and then default. Vicious cycle.

So far, I've made payment arrangments with CashnetUSA, w/out defaulting, very easy to work with and paydayone. I HAD to default B4 they would make arrangments, but once i defaulted they were easy to work with and i did it through email. I'm repaying CashnetUSA in 4 payments and paydayone in 5 payments. Paydayone tried to make me accept 4 payments but i pushed to 5, really wanted 6.

Good luck




matthew9000_2000
Posts: 3
Credits: 219.8

Sub: #6 Ok called them up today, and the lady at my local office I took
Thu, 11/04/2010 - 14:29

Ok called them up today, and the lady at my local office I took it out said... In Texas Check N go is a member of the Cfsa but Since there lender is not (they use NCP Finance) they do not give any EPP type options... So she said I should have thought about taking out a pay day loan and that i needed to find help else where... She was trying to be nice but she came off real ugly

What should I do? can NCP finance really do this?




OhioGal1


Debt Samaritan
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Sub: #7 It's your balance at the time you ask for the EPP divided into 4
Thu, 11/04/2010 - 13:57

It's your balance at the time you ask for the EPP divided into 4 equal payments.

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lessonlearned
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Sub: #8 I am guessing it depends on who the company is.
Thu, 11/04/2010 - 12:47

I am guessing it depends on who the company is.




lessonlearned
Posts: 25
Credits: 952.35

Sub: #9 Is that 4 payments of what you borrowed or is that 4 payments fo
Thu, 11/04/2010 - 12:47

Is that 4 payments of what you borrowed or is that 4 payments for what you borrowed plus interest? PLS makes you pay the intersest back from what I am hearing from people that have dealt with them.




paulcahill80

Debt Samaritan
Posts: 2261
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Sub: #10 Yes OhioGal1. We have seen many instances where Check N Go has t
Thu, 11/04/2010 - 09:58

Yes OhioGal1. We have seen many instances where Check N Go has turned down EPP to customers in Texas.




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