The Cash Store in Texas

Just wanted to let you guys know I defaulted on a loan for around 1100 at the cash store.I just got a letter in the mail from a collection agency,so it looks like the cash store doesn't take legal action if you default,or at least in my case.




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Sub: #1 I have two loans right now The Cash Store - $600.00 and Spe
Fri, 08/07/2009 - 14:11

I have two loans right now

The Cash Store - $600.00 and
Speedy Cash - $300.00

Can I stop payment on the check that is on hold with the Cash store? What do I do then? I've had both these since Feb and have been paying every two weeks, some just the interest and sometimes with a little extra. How can I get the internet one Speedy Cash to not debit my bank card? I'm in Texas btw. Thanks for the help!




Cool_Abyss

Posts: 2937
Credits: 17361.249242083

Sub: #2 This is not Check-n-Go website.
Fri, 08/07/2009 - 11:36

This is not Check-n-Go website.

"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-




Unregistered

Sub: #3 Computer Froze
Fri, 08/07/2009 - 10:12

What do I do to sign contract agreement for checkngo?




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Sub: #4 approved a loan computer froze couldn't sign
Fri, 08/07/2009 - 10:10

I am really upset I was approved computer froze . Therefore I was unable to sign the agreement. What do I do? This is ChecknGo correct? :cry:




Cool_Abyss

Posts: 2937
Credits: 17361.249242083

Sub: #5 Guest Texas is a non garnishment state. I am not sure what their
Wed, 08/05/2009 - 08:33

Guest Texas is a non garnishment state. I am not sure what their "collections" dept is but I am sure they will pursue the debt untill it is paid off. However if you reside in TX, your wages cannot be garnished, but they can get a judgment to levy your bank account I am sure. Please read below for more information.

[quote]
Wage Garnishment and Bankruptcy Exemptions -- Texas
WAGE GARNISHMENT EXEMPTION: 100% of wages are exempt


MAXIMUM INTEREST RATE:


Legal: 6% with agreement; up to 18% without
agreement
Judgment: 10%


STATUTE OF LIMITATIONS ON ENFORCEMENT:


Open Account (credit card): 4 years
Written Contract: 4 years
Domestic Judgment: 10 years (Renewable)
Foreign Judgment: 10 years (Renewable)

SOURCE
[/quote]

"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-




PDLOwner
Debt Samaritan
Posts: 1050
Credits: 8078.1

Sub: #6 You need to work out some kind of arrangements with them immedia
Wed, 08/05/2009 - 07:48

You need to work out some kind of arrangements with them immediately. They can and do take you to court which will increase the amount you owe and could allow them to garnish you wages.




Unregistered

Sub: #7 Help! I have a loan with The Cash Store and I can not pay it.
Wed, 08/05/2009 - 07:43

Help! I have a loan with The Cash Store and I can not pay it. They are telling me that I have till the 13th to pay it or it will go to collections. I can't pay it, what do I do? My loan is for $963.00 that is the loan and the interest. Help please!




Cool_Abyss

Posts: 2937
Credits: 17361.249242083

Sub: #8 Quote:The cash store called me and said that if I didnt pay the
Fri, 04/24/2009 - 07:29

Quote:
The cash store called me and said that if I didnt pay the finance charges by friday it "would go to legal", whatever that means.


Pay it Monday and be done with them. I am sure you will not be sued by their "legal" dept by then...LOL :lol: If they refuse payment call their corporate office. Best of Luck!

"We are what we repeatedly do. Excellence, then, is not an act, but a habit."

-Aristotle-




PDLOwner
Debt Samaritan
Posts: 1050
Credits: 8078.1

Sub: #9 Just go pay it on Monday...
Fri, 04/24/2009 - 06:51

Just go pay it on Monday...




Unregistered

Sub: #10 It'll go to collections.
Thu, 04/23/2009 - 20:12

It'll go to collections.




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