Is their a way to stop pdl ach withdrawal so I can get my account back in the positive on payday and close my account. My bank told me the couldn't do a general ACH block on my account, that I would have to put a stop payment and pay for each company. Which we all know they are known to have several names. I bank with sovereign and live in PA. I have 10 loans so I want this viscious cycle to end. I am not in default, am current, and plan to eventually plan to pay them all off.
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Some creditors and collection agencies refuse to lower the pay off amount, interest rate, and fees owed by the consumer.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.