I currently have four payday loans and my bank account is negative $400 how can i stop this vicious cycle? one of the loans I have is with cashadvancenetwork, the ACH was returned unpaid because of NSF, but they keep sending it through Everyday! and every day its another $30 fee from my bank it never ends if I revoke ACH authorization,can they print a check on my behalf and submit it for payment? should i close my bank account? I also have payday loans with 500fastcash,unitedcashloans (all internet loans) and i have one with FASTCASH (storefront) i borrowed 500 and have paid 85 week for the past 3 months! i dont know what happens if i default with them because when i initally got the loan per their policy, i gave them 2 personal checks one for the loan amount and one for the finance fee in all they totaled about 800 can they do this? what was i thinking ?? i hope someone can answer some of my questions by the way i live in Texas what are the laws for these payday loan Co in my state?
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