I know these loans are illegal and I have posted so many times on here. I am just ready to makes arrangements (except with stcadvance, they owe me money) So can someone suggest a letter I can use and should I also include illinois laws and let them know I have reported them to my ag, bbb, and Division of Financial & Professional Regulation. No one is working with me. When I first came here and outlined my loans, I was told they were illegal but that I am not even sure.
The financial and professional regulation said there is nothing they can do for me. I am now to the point if it takes me 6 months to pay these off, I will. Can someone suggest a letter or wording I can use to try to reach possible settlement or payment arrangements? Bank of america claims I cannot do a balance hold and I am being charged fee after fee. Please help me. I need to know what I can do and get it done, I am starting to get the calls at work.
By signing up a debt counseling session, your provided details (Name, Email ID and Phone No.) will be forwarded to the company advertising on the DebtCC. However, you have no obligation to use their services.
Some creditors and collection agencies refuse to lower the payoff amount, interest rate, and fees owed by the consumer.
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The amount which the consumer saves with the use of debt relief services can be regarded as taxable income.