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Non-defaulted Western Sky/CashCall loans being transferred to Delbert



Sub: Non-defaulted Western Sky/CashCall loans being transferred to Delbert
Thu, 15/08/2013 13:57

If you have a loan that originated through Western Sky Financial that was being serviced by CashCall and received an email stating that it had been sold or assigned to Delbert Services recently, please post here and let me know. Thanks in advance!



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HelpinAZ
HelpinAZ

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Sub: #1 Yes, keep disputing with theSun, 03/30/2014 - 03:44



Yes, keep disputing with the CRA's!

USA Payday Loan Laws
How to deal with illegal lenders, step by step instructions, courtesy of OhioGal
How to write a proper debt validation request, courtesy of SOAPLADY
How to deal with a Collection agency contacting you for PDLs, courtesy of Waffles


Jen
Jen
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Sub: #2 Same HereSat, 03/29/2014 - 22:36



I received a letter dated 3/5/14 as well naming Consumer Trust as the current creditor, but if you look on your credit report from when the intial inquire was done with Western Sky and Cashcall. CashCall is labeled as Consumer Trust. I kept all my documents relating to this and that immediately caught my eye. Also Delbert when I made a complaint to BBB about them, responded the original creditor was Western Sky, LLC, there fore letting me know that Delbert is aware Western Sky is the original creditor in my state of Florida and Western Sky was never licensed in my state but they threw the Tribal Lands skit and how I have to abide by their laws. I got a mark less than a month later on my Credit report after I reported them to the BBB and got a final response from them after not having paid them for 3 months. I disputed it with the CRA and they validated it. I provided the CRA with all my documents but they responded something along the lines where it has to be the originals. I owe them 2553 after paing 3200. Delbert sent me a print out of what was paid after I disputed them and reported them to the BBB and Florida Office of Financial Regulation. Florida now has a suit against them. I am patiently waiting for the response from than so I can push the CRA to remove it from my credit until the, we are in the same boat.


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Sub: #3 To: Sub#10 Delbert/Western SkyFri, 03/28/2014 - 20:37



It depends on what state you are in. In NY, the Attorney General reached a settlement with Western Sky/Cash Call/Delbert where they will have to refund amounts paid over the legal interest rate. They also had to adjust reports to the credit bureaus as well to reflect this.


HelpinAZ
HelpinAZ

Posts: 1742
Credits: 26307.359446506 Send message to HelpinAZ

Sub: #4 I would send them a C&D - andFri, 03/28/2014 - 15:04



I would send them a C&D - and the reason it is different is because they are idiots.. I charge off means they wrote it off their books, and more than likely sold to Consumer Loan Trust for pennies on the dollar - I would continue to dispute.

USA Payday Loan Laws
How to deal with illegal lenders, step by step instructions, courtesy of OhioGal
How to write a proper debt validation request, courtesy of SOAPLADY
How to deal with a Collection agency contacting you for PDLs, courtesy of Waffles


Kat
Kat
Posts: 19
Credits: 238.35 Send message to Kat

Sub: #5 Needing Advice - UPDATEFri, 03/28/2014 - 13:47



So here is the latest -- I haven't sent anything to Consumer Loan Trust yet. Again the letter from Delbert says that I have a remaining balance of $4245.23.

HOWEVER, I get an email today that my credit report has changed and it shows a charge-off from Delbert Services for the amount of $2,453.00. Before that Delbert had sent a notice of 120 days late. What does a charge-off mean??? Why is there a discrepancy in the amount now??


HelpinAZ
HelpinAZ

Posts: 1742
Credits: 26307.359446506 Send message to HelpinAZ

Sub: #6 Do not respond to the letterThu, 03/27/2014 - 17:54



Do not respond to the letter in any way - other than to send them a cease and desist letter if you would like they hold no bearing - being that Western Sky is a illegal tribal lender. If you do send the C&D letter send it to them CMRRR that way you will have proof that they received it.. If you need a copy, I can show you what I send Delbert!

And I would continue to dispute with the credit reporting agencies.

USA Payday Loan Laws
How to deal with illegal lenders, step by step instructions, courtesy of OhioGal
How to write a proper debt validation request, courtesy of SOAPLADY
How to deal with a Collection agency contacting you for PDLs, courtesy of Waffles


paulmergel
paulmergel


Posts: 15247
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Sub: #7 OF COURSEThu, 03/27/2014 - 12:33



being evil as they are they will claim that,but they are wrong in the extreme and know it.tell them to ride the tour defrance on a bike with the seat missing.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Kat
Kat
Posts: 19
Credits: 238.35 Send message to Kat

Sub: #8 Needing Advice -- P.S. Thu, 03/27/2014 - 11:16



**I forgot to mention that they say I still owe them $4,245.23.


Kat
Kat
Posts: 19
Credits: 238.35 Send message to Kat

Sub: #9 Needing AdviceThu, 03/27/2014 - 11:12



Received letter dated 3/5/14 that now Consumer Loan Trust is the current creditor of the Western Sky Loan/account. I had received NUMEROUS letters from Delbert offering deals and I ignored all of them. Do I respond to the this letter within the 30 days as instructed by the letter or ignore it as well? I have paid back $6281.16 on a $2600 loan so far and have decided to not pay them another penny. They are marking my credit report. What should I do next?? Thank you!


paulmergel
paulmergel


Posts: 15247
Credits: 122838.82251633 Send message to paulmergel

Sub: #10 geezMon, 03/10/2014 - 14:56



they are evil,and retarded.they also lie under oath in court in front of judges no less so there idiocy is par for the course for them.i doubt they will willingly step in any court so i'm glad to see you sent them the c&d with all the other paperwork.maybe that will shut them up.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


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