Indian/Middle Eastern Payday Loan Scammers using Magic Jack phones

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Hello...and forgive me if this is old news, but I've been getting at least two or three of the "a case is being downloaded to your Social Security number" scam calls daily as of late...and finally I got fed up and ran a check on one of the numbers they left as a call back number.... 817-400-6871 to see if it is a landline or a cell...with plans to utilize Google Voice to have a little fun with them. It came up a LAND LINE in Texas! This surprised me, but not after I saw which "phone company" they used....the number is owned by YMAX Corp., which is the company that makes the Magic Jack...a device that allows people to make calls on their computer for like $20 a year.

Here is my thought, and maybe someone with a little more info and/or knowledge of the who to contact.....these people are using American services to scam American citizens. Couldn't the FBI or Homeland Security or someone subpeona them to provide who owns these numbers/how its being paid/etc. so as to get a handle on these people? I can't be the first person to think of this. I did see a post on about one person who brought it up with Magic Jack and they played the "customer information is priveleged" card.



Sub: #1 i got scamed
Thu, 01/17/2013 - 14:04

yes I gave them 150 dollars and they keep telling me the system is down isn't that a bummer


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Sub: #2 Theresa, report it to your cell phone provider and ask them to c
Sat, 04/09/2011 - 09:46

Theresa, report it to your cell phone provider and ask them to change your number.

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Sub: #3 I have gotten several calls on my cell phone from these people e
Sat, 04/09/2011 - 09:12

I have gotten several calls on my cell phone from these people every day at different times-they have even started to call my boyfriends phone-they recite to me the last 4 digits of my social security number-they tell me i defaulted on a loan with a finance company-i never had a loan with a finance company-the last call when i finally got a hold of someone named christopher because i didnt understand him even after the 3rd time of asking him to repeat himself-he called me a f.................lady.....why do we let these people in our country..........please someone investigate them


Sub: #4 I've got a fun idea!
Fri, 04/08/2011 - 20:35

when they call, act like you don't speak English. Remember in Mrs. Doubtfire when Robin Williams was crank calling Sally Fields before he went in for the kill? "I am Jo"; and that's all he said. Do something like that a few times just to screw with them!


Sub: #5 Iamnotavictim!
Fri, 04/08/2011 - 20:28

I get these calls every couple of months. I save the messages and then call them back and tell them point blank that I know what they're up to and that the Dept of Homeland Security, FBI and the state's Attorney General would love to talk to them and would they like the number? I also let them know that these agencies will find them and that I know they're located in India. "Give me your address, a-hole" - NOW. They hang up. I get these calls 2 mo. later and tell them how stupid they are thinking for 1 minute that I'm going to believe a word they say - I know that you're scammers and I am reporting you (to the above agencies) and turning over voicemail records as we speak. Then I speed dial them back and they eventually block my number. Sometimes I get their voicemail and leave the most VILE messages that I can think of! It's a great way to blow off steam....:D

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Sub: #6 While many who use MJ are scammers, some legit companys do use t
Sat, 04/02/2011 - 08:34

While many who use MJ are scammers, some legit companys do use them. What is important is that they identify themselves when they call and they HAVE to offer A TOLL-FREE number to comply with FDCPA regulations.
Unfortunately if they are calling you that many times per day they are already violating the law. We are only allowed to maker a finite reasonable attempts to contact you a day and it must be between 9 to 9 YOUR TIME.
Scum agencies CANT report to credit agencies, so really all they can do is call. They can't even use the legal ways agencies can entice people to pay.

Hope it helps.


Sub: #7 It wouldn't surprise me if they were using MagicJack or some VOI
Fri, 04/01/2011 - 17:07

It wouldn't surprise me if they were using MagicJack or some VOIP. I get all kinds of phone numbers they call from. Sometimes, it only reads "00-" when they call. But each time, it is some guy or woman with a heavy Indian accent with a very American sounding name who calls and threatens me with jail, lawsuits, and anything else they can think of to make you panic and send them money. I have played around with these idiots, and while they follow a script, their whole scam falls apart when you get them off the script. Usually, I ask them for proof of my supposed debt, then tell them I talked to my loan company and they said I don't owe any money. Usually at this point, when it becomes apparent I am not intimidated, they will give me a phone number and as ME to call THEM in 10 minutes, after they supposedly check for the legitimacy of the debt I supposedly owe. I refuse to call them back and that usually gets rid of them for another couple of months.

After digging up some facts, I have found several things. First, most people who have been called by these scammers have used a payday loan (or at least applied at one). Most payday loan centers have Indian-based call centers. Shady operators bribe the call center managers for the contact lists, which include some personal information, and begin making calls from India, using a VOIP or similar technology to disguise their real numbers.

Usually, if they can't a target nervous and scared, they will claim theyhave to check with their lawyers or managers and that's the last you hear of them for a while. But, they don't give up easily and you will probably still get calls from these a-holes every couple of months. Still, it beats getting 10 calls a day.


Sub: #8 I found this web-site because i did a search for scams using Maj
Thu, 03/31/2011 - 17:57

I found this web-site because i did a search for scams using Majic Jack, because I have been seeing a Deerfield Beach, FL phone # on my caller ID. Tonight I called the phone # and was told that "the Majick Jack number you have called has not yet been assigned to a customer."
Makes me wonder if an employee is using the numbers to pull off a scam? anyone else get the same message?


Sub: #9 Simply tell them you are aware its a scam. Ask them for the comp
Thu, 03/17/2011 - 18:22

Simply tell them you are aware its a scam. Ask them for the company they work for, not just represent, but who actually signs their paycheck. Ask them for proof of the debt, amount, date and company. Ask them to send you a certified copy of the debt. Ask them for a mailing address where you can send correspondence disputing this debt. Somewhere after 2-3 questions they will hang up on you. Then just call them back, and keep calling them back asking for the same information and letting them know you are aware its a scam. I have received two of these calls so far, and each time I have called them back repeatedly letting them know I know its a scam and demanding they prove otherwise. If they know they can't bully you and that you won't pay they have no reason to call. I just like to return the favor and call them back 16-17-18 etc times and harass them. Turn about is not only fair, its sometimes fun.


Sub: #10 I just got a call from "Paul Phoenix" of the "Law Investigation
Thu, 03/17/2011 - 13:10

I just got a call from "Paul Phoenix" of the "Law Investigation Department". The number is 646-389-2681. It was obviously a boiler room because I could hear other people talking in the background. These people are overseas scammers and they can't get caught because they are spoofing the phone numbers they use.

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