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global pre litigation



Sub: global pre litigation
Tue, 06/11/2012 08:03

I live in Texas. Today while at work my cell phone rang. Not recognizing the number, I hit ignore. The caller immediatly called back. I hit ignore. The third time I answered because I was worried it might actually be important.
The man told me he was a locator for a pre litigation firm and he needed to let me know he would serve papers to me this afternoon.I asked what this was in regard to. He tells me some hogwash about the envelope being sealed. He gave me a numbe to call and a claim number. I called the number and the rude man that answered tells me that this is in regard to a payday loan I took out from Check N Go storefront in March 2010. He couldn't give me an amount. He said they were going to file charges for fraud and breech of contract. I told him I needed his address so I could send him a request for a debt validation letter. He refused and argued. Finally got thru to a supervisor. Went thru the same spill, with her telling me that they are subject to the fair debt collections act because they were pre lit, not collections. I said if I offered you money right now, would you take it? She said of course. I told her she proved my point, and how did I know she had any right to collect on anything? I never took out a loan with her company, so why should I owe them money? She still refused. I thanked her for her time and hung up. The first guy called back an hour later. The first 3 times he called I ignored it. The fifth time, I answered. He said he would have to serve me papers today. I told him good I was home right now. He said he would be here in 45 minutes. That was 2 hours ago.
Jeez! I didn't mean to write a book. Sorry. My question is have I done the right thing, and do I need to do anything else? Thank you in advance



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paulmergel
paulmergel


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Sub: #1 reallyWed, 01/08/2014 - 05:45



reporting doesn't work?i beg to differ as alot of AG'S are taking illegal pdl's,and the scum like this who violate the law seriously.it takes time as alot of AG'S are handling more complaints than ever so to say reporting them doesn't work is shortsighted,irresponsible,and stupid.i do agree that more people should gather proof,and sue places like this as your last point is right.if everyone they called sued they would be out of business.the rest of your post you can keep.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


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Sub: #2 Pre-Litigation Is FraudFri, 01/03/2014 - 21:51



Reporting them doesn't work. Filing complaints doesn't work. Turning them in to your state's prosecuting attorney doesn't work. One thing I heard about that does work, and if everyone did it these guys would go away.

Pay them a little bit of money on your bank's debit card, schedule the balance to be paid a while later. Let the charge go through at your bank and then file a dispute of the charge. The bank won't reverse the charge, but they will give you the name and contact information of the company that put the charge through.

Once you have that cancel your card and record every future phone call you have with them until you have them recorded asking you for money for a debt that you don't owe their company (which makes them a debt collector) and not willingly giving you then name of their company, contact information, or validating the debt, (all of which they are required to do by law).

Get them recorded doing this as many times as you can, my attorney told me it's worth about $10k per offense. Then contact them at the number that your bank gave you and ask for a check, or just file suit against them.

I know a guy who had that experience, he is not allowed to talk about it because he signed a contract with them, but they will probably settle with you.

If they had to pay everyone they called, they would go out of business.


paulmergel
paulmergel


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Sub: #3 yesMon, 12/23/2013 - 05:48



read the entire thread.of course it's a scam.report them,and ignore them.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #4 globalSun, 12/22/2013 - 18:26



I received a call at work and home to serve me papers,if I didn't pay by credit card or prepaid card,its for check n go. I looked up the number 1-866-941-7594 and nothing. Is it a scam?


paulmergel
paulmergel


Posts: 15319
Credits: 124939.61075211 Send message to paulmergel

Sub: #5 WELLFri, 11/15/2013 - 11:44



i really hope you learned from this as:

1)nobody calls ahead to tell you that you will be served
2)debts are civil matters,and fraud is crime
3)the losers broke the law in threatening you like that.

you need to file a police report.then ignore them as again a bottomfeeding pile of crap scam.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


Unregistered

Sub: #6 Global A Pre-Litigation Company & A Locating ServiceFri, 11/15/2013 - 09:00



In my situation it is just like the first.
A "Locating Service" called me harassing me at work, saying they are coming for me to serve me papers in a sealed envelope on fraud charges. Telling me i needed to call "Global" ASAP. I called global they are telling me they are a "pre-litigation firm" NOT a debt collector...BUT THEY ARE COLLECTING THE DEBT?! Won't give me an address, just that they are in Los Angeles, California. No mailing address, nothing. They said the debt is from a credit card i had from Credit One Bank. The original debt was $500, they are claiming i owe $1200. Because i was so scared with these threats, i actually paid them! I paid them because when i called the original creditor, credit one bank, the automated system transferred me to another company called "United Debt Holdings" who again transferred me back to "Global" I paid them $500. They said they would stop the proceedings to charge me with fraud and send me confirmation via EMAIL within 30 days?! That sounds fishy, no confirmation via mail, but EMAIL, and then emailed confirmation would take 30 days?! Well after 30 days NO confirmation!! So i called my bank and reported it as fraud, telling them the story. This was on 9/16/13 it is 11/15/13. Bank of America has it under fraud investigation, said it would take 45 days, but clearly its been longer, BOA DID take my $500 from "Global" and gave me an immediate "temporary" credit of the $500. Well now, Global is after me again, the locating service is calling AGAIN. I keep telling them i reported it as fraud and its under my banks investigation. They are NASTY people!


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Sub: #7 Global pre-LitFri, 11/15/2013 - 07:41



If you gave them any bank information close that account immediately. This is a scam to get your money from your account.


Unregistered

Sub: #8 Global pre-LitFri, 11/15/2013 - 07:39



Call your bank and local authorities and the local FBI if there is one. Report them to everyone you can think of.

Next time they call let them know that you know that this is a scam and that you are working with authorities to find and arrest them. I


Unregistered

Sub: #9 same exact companyFri, 10/18/2013 - 13:00



What ever became of this- they are blowing my phones and friends and families..8Qaf2


Unregistered

Sub: #10 same issueFri, 10/18/2013 - 12:52



What ever happened with this?


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