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Can online payday loan companies garnish your paycheck?



Sub: Can online payday loan companies garnish your paycheck?
Tue, 17/05/2011 12:08

Can online payday loan companies garnish your paycheck. I have 7 outstanding and want to get out of them and the only way is to close my account, call them and set up payment arrangements.They say that if you signed you are bound by the laws in their state. They don't say they will garnish my check but I was wondering if they would. Please let me know what I can do.



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Sub: #1 Payday loansMon, 01/14/2013 - 14:24



Hi, I currently have 3 payday loans from online sources.  I am not sure what states they are from, but I am in Illinois.  I put a stop payment on them at my bank... but they are calling my work, and one says they will be taking money out of my paycheck?  Can you help me?  they are netPDL, oneclickcash, and allcreditlenders.



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Sub: #2 Hired ZIMMERMIN and YOUNG, and said they will garnish my check.Wed, 12/19/2012 - 11:18



Tripple Services



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Sub: #3 payday loans in KSSat, 12/15/2012 - 17:29



My daughter has gotten herself in a mess with several payday loan lenders. Now they're taking her entire check and she has children. What are the repercussions of not paying them anymore?



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Sub: #4 I live in OK and I have a payday loan that I defaulted on with FTue, 05/17/2011 - 12:08



I live in OK and I have a payday loan that I defaulted on with Flobridge. They contacted my employer and my employer has garnished my wages...luckily only 15%. I will only have 3 payments from my employer to meet my amount due, but I'm concerned that they were allowed to garnish as I thought you had to do so with court order in the state of OK. Does anyone know?

I would like to provide my company with proof to get this stopped because I was beginning work with a PDL consolidation company but all the cash I was going to have to go to the PDL consolidation is now going to Flobridge. I don't want to put myself in jeopardy of losing my job either. I've been here 5 years and am well respected.

Thanks for your time.


paulmergel
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Sub: #5 well they can't garnish without a court order.give your HR or paTue, 01/18/2011 - 13:36



well they can't garnish without a court order.give your HR or payroll person a WAGE ASSIGNMENT REVOCATION letter.there should be a template in the DIY section.alot of online illegal's threaten garnishment,but since they wouldn't have a prayer in a court of law they consider a wage assignment the same thing.they are not.wage assignments are voluntary and revocable.draft that letter asap.then use whatever info you have to file AG,AND FTC complaints.btw i had illegals threaten that as well,and since i presented the letter nothing came out of my paycheck.

giving hope to the hopeless,help to the helpless,and hap to the hapless.


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Sub: #6 HI, I live in California and they're constantly calling me and ITue, 01/18/2011 - 13:20



HI, I live in California and they're constantly calling me and I was told they were going to garnish my wages this Friday, is ther ANYTHING I can do..please help me with some advice.


Shazzers
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Sub: #7 If an attorney is calling you, they are obviously collecting forMon, 01/17/2011 - 14:52



If an attorney is calling you, they are obviously collecting for checkngo. My first word of advice is to NEVER admit to owing a debt to a voice on the phone, because as far as you know, that is all it is, a voice on the telephone stating you owe money.
Tell them they are required by the FDCPA to send you a dunning letter (letter of collection) through the mail within 5 days of their first initial contact with you. I would be VERY wary about making payment arrangements with someone who is claiming to be an attorney without the documentation in front of you. This way you can verify they are a legal attorneys office, and also verify if they are licensed to collect (if that is the case, each state varies) in your state.

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


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Sub: #8 Hi I just had a lawyers office contact me saying that they are tMon, 01/17/2011 - 14:22



Hi I just had a lawyers office contact me saying that they are taking me to court for a payday loan i took out with Check N Go in the state of Kansas. The loan was for 350.00,,,,,can they garnish my wages or take me to jail???? I NEED OF GOOD ADVICE THEY WANT AN ANSWER ASAP


Shazzers
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Sub: #9 Payday loans are prohibited in the state of N.C., close your accFri, 01/07/2011 - 13:43



Payday loans are prohibited in the state of N.C., close your account and CLICK HERE to find out how to deal with illegal lenders.
READ ABOUT PAYDAY LOAN SCAMS!

Visit my blog-TAKE CONTROL!
CLICK HERE To join my Social group, The Payday-Loan-Free Advocates!
Online Complaints Ohio Attorney General
Online complaints: Federal Trade Commission.
Ohio Payday Loan Laws


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Sub: #10 By the way I am in NC. I am tired of them taking my money!Fri, 01/07/2011 - 13:38



By the way I am in NC. I am tired of them taking my money!


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